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Crossword Puzzles

2011.02.26 17:22 flabbergasted1 Crossword Puzzles

A place for crossword solvers and constructors to share, create, and discuss American (NYT-style) crossword puzzles.
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2012.04.25 21:16 PapaTua Everything about Keto!

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2015.10.21 19:40 gbrenik Star Citizen Chicago

A subreddit for Star Citizens in the Chicago area.
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2020.09.25 23:05 tefferhead I am 31 years old, make $107,582, live in Copenhagen, and work in epidemiology

Section One: Assets and Debt
Retirement Balance: Total is around $65700 spread out between my pension from my current job + Roth IRA + ~$4000 in a pension account from a country I lived in prior to moving to Denmark. I know I’m behind with this, the downside of moving often and working as a contractor for three years.
Equity if you're a homeowner: None, I’ve always rented.
Savings account balance: $25,186.28 in a HYSA, $5,164.73 in CDs
Checking account balance: $641 in my US-based checking account (used to pay some US-bills every month) and $13,858 in my Danish checking account.
Credit card debt (and how you accumulated it): None.
Student loan debt (for what degree): $44,365.65 left (down from $125,357.97) from Bachelors and Masters loans. My dad and I split college 50/50 – I had a full scholarship that covered the first year, my dad paid for two years under the condition that I lived in campus housing and maintained above a certain GPA, and I took out a loan for my final year. I'm a first generation college student (only one of my grandparents completed more than 9th grade and neither of my parents went to university) so college was always a non-negotiable for me. I worked about 16-24 hours per week in an on-campus job during undergrad. I went to a state school for undergrad and private school for my Masters – I worked full time during grad school but took out loans to cover the tuition.
Section Two: Income
Income Progression: I've been working in public health/international development for ten years. 2011: My first full time job after undergrad (during my masters) paid $16.50 an hour, and when I left 15 months later, I had gotten a raise of a whopping 49 cents, making my final total $16.99. 2013: I got a research assistant job next, which paid $17.50/hour (full time). While I worked this job, I also had a part time evenings and weekends gig on another community-based research study for another $15/hour, which was my favorite job ever. 2014: I took a leave of absence from the first research assistant job to do an internship for my masters abroad, which was partially paid for by a scholarship from my uni (around ~$3000) and also offered a $700/month stipend. Came back to the US briefly and then in 2015… 2015-2018: …I moved abroad again, this time as a contractor, where I made $45,000 the first year with small increases during my second and third years there. I ended making a little over $49,000 per year my third year. However, this position also included substantial allowances for education, housing, and shipping, for a total package of around $80,000. 2018: I moved to Europe and started a PhD program with a stipend of $35,484 per year. I left that program after a year to take my current job. 2019: The first year I made $100,463 per year, but this year, with my annual raise plus cost of living adjustments, the salary increased to what it is now. My salary fluctuates a little every month, since a portion of my salary is a rental subsidy (around $300) and cost-of-living adjustment, which changes with inflation rates and exchange rates. This also came with a relocation package and shipping allowance. I really love my current job, and although I sometimes get frustrated working within such a bureaucratic system, I look forward to where my future career can take me (both location-wise and career-wise).
Main Job Monthly Take Home: $8,021.59
Side Gig Monthly Take Home: None right now – by contract, I cannot take any outside employment. Any Other Monthly Income Here: None – my husband, F, lost his job a few months ago and right now gets around $3000 pre-tax in Danish dagpenge (a type of unemployment insurance that is privately funded. He paid into this while he was employed, and now can use it for up to three years or until he finds a new job) – but our finances are separate with no real plans to combine them. Rent we split proportional to our income, but most other things we just each chose some bills and pay them, and split groceries and entertainment pretty evenly, but we don’t really keep track and don’t nickel and dime each other.
Section Three: Expenses
Rent: $3256.77 – I pay $2100.99 of this, F pays $1,155.78. My work provides around $300 per month rental subsidy (included in the monthly take home pay). Before F lost his job, I took home twice as much as he did per month, so we felt it was fair to split rent like this.
Renters and property insurance: F pays this once a year (he pays because it’s offered on discount as part of his union fees, and because it covers his very expensive sports equipment)
Retirement contribution: $928.33 from each paycheck. I pay 7.9% of my monthly gross income, my work pays 15.8%, which is really great for someone who started really late with retirement savings. Savings contributions: After I built up my savings to around $50,000, (we bought a car recently so savings are a bit less now) I’ve been putting more towards my loans so I actually have not been intentionally saving anything lately, but usually end up with around $2500 left over at the end of the month.
Investment contribution: $6000 per year to a Roth IRA (I’ve only been doing this the past year). I usually make a transfer once a year from my Danish account to cover this.
Debt payments: My only debt is student loans. I paid off my private loans in 2017 and with 0% interest on the Federal loans, I’ve been channeling as much money towards them as possible the last few months. Since 0% interest began 6 months ago, I’ve paid more than $18,000 to my student loans – my minimum payment pre-covid was only $286 per month, so I paid about 10x the minimum. Until 0% interest ends, I plan on paying most of my paycheck to my loans. I hope to have my loans paid off by this time next year.
Donations: I don’t have any reoccurring donations but make a lot of random donations throughout the year. In August I donated $50 to a friend’s MS fundraiser, a bunch of books to a women’s collective in Copenhagen, and my work has an option during check out of the canteen to “Share the Meal” and add 10% on to your order as a donation to the World Food Programme. I Share the Meal any time I buy anything at work, and usually end up donating around $5-10 per month that way. F and I also volunteer once a month with Danish Refugee Council.
Electric: F pays this
Internet: F pays this. It’s common for Danish workplaces to pay for household internet, so F’s work used to pay, but he assumed this bill after he lost his job because likely his next job will also cover internet.
Cellphone: $27.22/month. It’s a deal through work and is deducted from each paycheck before the monthly amount above.
Subscriptions: $15.77 HBO MAX Nordic (only in the winter months), $13.10 Netflix (I pay and share with my sister and Dad in the US)
Gym membership: $53.08/month for unlimited Power Yoga.
Car payment / insurance: $1,145.18 once a year for car insurance. We bought a new car this year and paid cash for it – one benefit of being a diplomat is tax free vehicles! In Denmark, where car taxes can be up to 180%, this is a huge benefit!
Medicine: $1.99/month
NYT Crossword App: $39.99 per year.
Intro: This is a follow up diary to my last MD, which I wrote just shy of a year ago. A lot has changed since then! The good – F and I eloped in late spring, we bought a car, and I made some friends. The bad – I haven’t seen my family in a year and F lost his amazing and interesting job in early summer in the first round of COVID-related firings at his work. Since then, the mood has been pretty low in our apartment. He’s been unemployed before (a downside to all the moving in development work is that there can be huge gaps in between contracts and jobs) so we don’t know how long this round will last. We know we are so fortunate to be able to still afford our lifestyle, and I know so many people have it way worse, but it still is incredibly difficult to see the one you love feel as though they are worthless when they lose a job.
Day 1 - Saturday: $70.03
8:20am – Wake up early and head to a Power Yoga class that’s a ten minute bike ride from my apartment. I always arrive super early so I can read and stretch before class starts. I’m about 3/4 through Girl, Woman, Other by Bernardine Evaristo and it’s such an interesting book.
10:00am – Out of yoga and head to the bakery to grab some fresh pumpkin seed bread and to the grocery store for small things like avocados and orange juice. We make breakfast (bread and avo with scrambled eggs and spinach and a fruit smoothie) and decide to take a drive to the north cost of Sjælland today. $12.83
12:15 – We get ready for the day and head out. F drives. On the way, we stop at a bakery, each get a pastry, and sit in the sun outside for a bit and read. $7.01
2:00pm – When we are about 20 minutes away, it starts to downpour. We had planned a short hike, but it won’t be fun to walk in the rain and neither of us brought a rain jacket, so we turn around and head home. I browse Instagram and see one of my favorite shops is having a sidewalk sale. My good friend T just moved into a new apartment after a horrible break up and mentioned one time that she loved the mugs there. F drives me there and I scoop up two mugs for her at half price. I’ll give them to her at her housewarming brunch next weekend. $39.83.
3:15pm – F and I eat some leftover pasta from dinner last night and relax on the couch and read for a bit. We light some candles and play a game of backgammon and a few games of Hive and drink some coffee. I secretly love rainy autumn days. We watch an episode of the Sopranos. Neither of us feels much like cooking tonight, so we decide to order pizza from this new place we discovered. The owner is always watching Italian soap operas and the Pope on Sundays, so we know he is legit.
6:15pm – F goes to pick up the pizzas. We end up with tons of leftovers, super convenient since tomorrow will be busy. I get ready to meet my friends out. I try to encourage F to call one of his friends or to see his brother, but he has been extremely down this week and doesn’t want to see anyone. He had a second interview for a job he didn’t end up getting last week, so this week has been especially rough. He is naturally an introvert, but it breaks my heart a bit to see him always at home these days.
8:15pm – I meet my friends out and have just one beer before switching to water. After T’s breakup, her and I made it a point to meet new people and make some friends. Between people from my Danish classes and her colleagues, we found a fun and diverse group of women our age that we’ve been seeing once or twice a week. Tonight, there are four of us from different countries there – Belgium, Poland, Italy, and me. $10.36
09:30pm – It’s last call at the bar. As of last Friday, bars started closing at 10 with masks worn inside unless you’re seated at a table. Denmark made it through the first wave of COVID without imposing masks or too many restrictions, but the past weeks the R value (the number of people one COVID-infected person is assumed to infect) is creeping closer and closer to 1 (under one is good, over one is very bad) which means more restrictions. We chat outside until 11ish when I ride my bike home and F and I chat and read before falling asleep.
Day 2 – Sunday: $96.20
09:30am – A slow start to the morning. Over coffee we chat about taking another mini road trip to Hamburg or Berlin in October if COVID allows us to travel (right now, Germany is on the ok’d list for Denmark). (Note – as of Wednesday, this is no longer possible since Germany does not allow travelers from the capital region in Denmark to travel to Germany).
12:00pm – T meets me at the parking garage and we head to IKEA, chatting about our night last night and plans for the week. I brought T to IKEA a week ago, and we ended up in here for more than four hours, so I really hope this trip turns out to be different.
1:30pm – T and I are on our way home, bags full of glass food containers, bath mats, and other essentials. We drive back into the city, chatting about her ex and how life is infinitely better for her now that she is single. $39.25
2:00pm – At 3, F and I have plans to go see my friend B and her husband, who just bought a house and are expecting a baby in January! I stop by my favorite bakery on the way back to drop T and get a chokolade trekant (a big pastry filled with marzipan and cream and covered in chocolate) to bring with us. $9.89
2:15pm – Back home, and F is back from his bike ride. We agree that he will shower while I run and pick up flowers to bring to B. I run down to the local department store that sells flowers outside. I grab a tiny bouquet of sunflowers and a tiny bouquet of these red flowers (#notabotanist), they’re two for 119DKK, or $18.99.
2:45pm – F and I meet at the car and drive over to B’s, which is in a part of Copenhagen that’s very suburban and a little far away. It is SUCH a nice home. I can see that F is feeling bad again. The morning he lost his job, we were supposed to meet with a housing agent to make an offer on an apartment. I think F still feels a lot of guilt over that happening, but honestly – I think it was for the best. The place we wanted was a little far from the city center and was awfully expensive for being in an area that isn’t so interesting or fun. We chat with B and her husband about work, life, buying a place, B’s pregnancy, and more. B is a friend from Danish class – she is German, but also married to a Dane. It goes really well getting the husbands and us together, and we agree that we have to do this again really soon.
4:30 – Leave B’s house and drive to a nearby grocery store. They’re having a sale on beer and candy (only in Denmark), so we pick up a few different kinds of both. I buy all the stuff I need to meal prep lunches for the week and dinner tonight. F pays for the beer and the fun stuff, I pay for the healthy groceries. $28.07
6:15 – While F makes dinner (pasta with peas in a lemon mascarpone sauce with a side salad), I make lunch for the week – a quinoa/red peppechickpea/tomato/cucumbered onion/parsley salad with a jalapeno lemon dressing. I portion them into my new glass containers and feel accomplished.
8:15 – After dinner, we start the movie Leviathan, a Russian movie that got very good reviews. I find the beginning tough to follow but it gets really good towards the middle. Around 9:45 we turn the movie off (it’s a long one) and will finish it this week at some point. We get ready for bed and read. Sleep somewhere around 11.
Day 3 – Monday: $5.28
06:30: Up showered dressed makeup. Doing six months of Accutane in my early 30s is the best thing I ever did for myself. My makeup routine now is just a light dust of Neutrogena powder foundation, Becca rose gold highlighter, Eyeko liquid liner, Benefit mascara. Takes two second.
07:00 – Can’t find my bike key, eat two pieces of toast with Lotus spread. I grab my mask and head to the train. Read a few pages of the book on the way.
07:45 – Arrive at work. The office has thinned out considerably since the Prime Minister’s last press conference where she encouraged everyone to work from home. Surprisingly, my work’s response has been super vague on this. Since I work for a multilateral, we don’t really fall under Danish public authority, so I guess my work thinks it can do what they want. Still, my boss, N, makes me choose two days a week I want to work from home. I pick Tuesdays and Thursdays.
08:30 – Work day passes relatively quickly due to meetings. I meet with N, who is more like an older brother than a boss to me some days, and we chat about his upcoming trip to see his fiancé who lives in another country and who he hasn’t seen since before COVID. He leaves Wednesday for more than 3 weeks. I’ll assume his role for the weeks he is gone, attending his meetings and responding to requests directly from our director.
12:00 – I grab my book and head out in the sun to read with my salad lunch. After reaching the last chapter, I open the NYT crossword puzzle app. This Monday is tougher than usual, but I finish – 17 Mondays in a row!
1:20 – Rest of the day passes quickly. N clues me in on everything he has been working on and ensures me he will be available even though he is on leave. I’m not really stressed at all, N is chronically stressed so he thinks everyone else is.
3:00 – Listening in on a huge virtual meeting while doing admin work I’ve been putting off for weeks due to preparation for this big meeting, where all our partners come together (virtually this year) to make some big decisions for programs and budgets in the upcoming year.
5:15 – I text with my mother-in-law, MIL, who I meet with once a week to have an informal Danish lesson. It’s been helpful to have these lessons, not just to improve my Danish but also to foster a good relationship with her independently of F. We get along really well and I really look forward to these lessons. I leave work and train home, carrying a computer screen for tomorrow’s first day of work from home. I run into F, who is on his way to the grocery store and sees how much I’m struggling with my screen. He takes the screen from me and walks it home and goes back out for groceries.
06:15 – F was planning on making quiche but forgot spinach. I run to the grocery store to pick it up along with some cottage cheese, and by the time I get back, F and MIL are together in the kitchen. I get the quiche ready for the oven, stick it in, and MIL and I sit down at the table to snakker Dansk. $5.28
7:30 – MIL and I talk in mixed Danglish while drinking some IPAs we bought yesterday until F takes the quiche out and we eat. Shortly after, we talk a bit more, and F drives MIL home so he can see his dad and their puppy.
08:00 – I clean up from dinner and read the rest of Girl, Woman, Other. I find it annoying that you can’t give half stars on Good Reads. I liked this book better than a 4 but very few books deserve a five. I give it a five anyway and think of looking at the next book but decide to video chat my sister instead.
10:00 – F gets home and into bed and we chat for a bit, he starts to read, but I fall asleep almost immediately.
Day 4: Tuesday - $33.19
06:30 – Wake up, morning routine, today is a work from home day. I cycle to a yoga studio (F found my bike key… in the coat I wore on Saturday!) and take a 7am vinyasa class with a hilarious instructor.
08:45 – Phone call with our program assistant, M. We end up talking about her husband’s 60th birthday before eventually landing on business. F heads out on a bike ride.
09:30 – A colleague texts me and asks if I could join a call she is having with colleagues in our Montenegro office at 10. She sends me three documents and I briefly glance at them before the call starts. Afterwards, I end up with a lot more work. Spur of the moment invitations that end with me having a lot more work seem to happen often, and I wonder if maybe I’m too agreeable at work.
12:00 – Do some admin work and answer emails, then have a quick lunch of the quinoa salad while reading. I pick up Where the Crawdads Sing, which I bought only a week ago even though I’ve seen it everywhere for months (years?).
2:00 – I have another meeting with my counterpart at our HQ office. He’s a nice guy so we end up chatting about life for a bit first. Last year, I was in Geneva about once a quarter, so this is the longest I’ve gone without seeing my friend and without Swiss chocolate.
4:00 – I knock off work early since it’s so nice out. F and I decide to take a long walk to a grocery store that’s in another neighborhood. We grab the stuff we need and an ice cream to eat while we walk home. $22.34
5:45 – On the way back, we pass my favorite cute store. I stop in and buy a fancy leather bookmark because despite reading so often, I’ve been using a crumpled paper bookmark I got for free at a bookstore in Stockholm for more than a year. $10.85
6:00 – F cooks while I lay in the hammock on the terrace and read. This book is already really good and I’m only on the third chapter. We eat dinner (broccoli fritters in a wrap with hummus, spinach, tomato, pepper, and lots of hot sauce) and play Rummy outside. September nights like this make me totally forget that in two months it’ll be pitch black at 4 pm.
9:00 – I clean the kitchen and do the NYT crossword. Today’s theme is Black Panther. It’s tough but I finish! Two day streak! F’s nephew is turning 7 on Friday, so I text his sister in law and ask what we can bring. She suggests ice cream and chocolate – easy enough! Night time routine (Omorovicza products are seriously my vice) and hop into bed and read.
11:30 – My phone pings with an urgent request from our director at work regarding some talking points for her for a meeting tomorrow. Luckily, I’m still awake reading (I’m more than halfway done with Crawdads) and put something together quickly for her, send it off, and head to bed.
Day 5: Wednesday - $83.67
06:30 – Wake up, shower, breakfast. I quickly email my colleagues in Montenegro some information for our follow up call this morning. Since we’re meeting at 8, I decide to take the call from home then head to the office.
09:30 – Call is over so I get on my bike, beautiful weather again. On the way, I stop by the dry cleaners and drop off a few things. The price shocks me ($40.93 for two pairs of pants and a dress), but since they only take cash and I have no cash on me, I decide to pay when I pick them up on Monday.
10:15 – I arrive at work and on my desk is a parking ticket from when we visited a national park in July. Since my car was purchased using diplomatic privileges, any mail relating to the car is sent to my office, including parking tickets, I guess. OOPS. Apparently authorities took a picture of our license plates and only billed us now. $26.74
11:45 - Run down to the mailroom and mail the last three of our wedding thank yous. Even though we eloped, so many people have been so kind sending gifts that have been long delayed by COVID post times so it seems like our wedding is never ending! $14.17
1:30 – On the way back to my desk, I pick up an iced coffee from the café. A call with colleagues in Ukraine leads to a pretty big assignment with a quick turnaround time. I really enjoy doing work with different country offices though, so it doesn’t bother me at all. I send a quick summary of action items from the call and get to work. ($2.36+$0.25 share the meal donation).
2:00 – Last week, a student wanting to work in public health reached out via LinkedIn for some career advice. I invited her to the office to have a coffee and chat. Turns out she doesn’t drink coffee, but I grab another one and we chat in the café anyway. My imposter syndrome is getting the best of me and I feel like I’m not experienced enough to be giving career advice, but at the same time wish that I had the foresight to do stuff like this when I was a student. ($2.36+$0.25 share the meal donation)
4:00 – I head out of the office and cycle home. The weather is so beautiful and I never want it to end. F meets me at the park and we lay out on a blanket and read for an hour. I’m flying through Crawdads.
5:00 – I stop by Sephora and pick up a new mascara on the way home. For dinner, we roast some vegetables and toss them with some chickpea pasta with a side of maple balsamic brussels sprouts. We eat on the terrace. $37.54
6:15 – Tonight is a two class yoga night, power flow then yin. Home around 8:45, quick shower, and in bed to finish Crawdads. I give it five stars on Goodreads and go down the rabbit hole of negative reviews of the book. Valid criticisms, but I still liked it!
Day 6: Thursday - $0
7:00 – Up later than usual since I work from home today. Start a load of laundry and make an almond milk latte. Email a consultant about some lingering things. Thursdays are my longest day and I start my new level of Danish class this evening. Eat a slice of banana bread that I defrosted last night (love finding secret baked goods in the freezer)!
8:30 – Make a massive bowl of zucchini oats with cinnamon and homemade applesauce stirred in. Eat breakfast, respond to emails work.
10:00 – Work on the Ukraine project from yesterday. Takes the better part of the morning and I’m still not done. I want to finish this by the end of the day since I like having relaxed Fridays.
12:00 – Have a quick lunch and then head out for a doctors appointment at 1. I’ve recently been having some side effects from a medication I take (like inability to focus, difficulty sleeping, constantly hungry). I visit the doctor and she confirms that there’s something very wrong with my thyroid, and she suggests I take a sick leave from work and tells me to get blood drawn every other week so they can monitor my thyroid hormones. I don’t think a sick leave is necessary right now, but I think I’ll talk to my boss N about it when he gets back from holiday. The doctor told me I should take it really easy and work from home if I can’t take a sick leave, so I might do that.
2:30 – Feeling a bit off since that appointment, I ride home through a neighborhood with a lot of independent shops and browse but buy nothing. I go home and chat with F about the appointment. He is really good about making me feel better.
4:00 – I send off my work to Ukraine and hope for the best.
5:30 – Eat a quick dinner and head out to Danish class.
6:30 – I see my friend from the last course, A, and take a seat near her. The class is more than 3 hours long, and once you get to the B2 level, most people are relatively confident in their speaking. I feel very confident in reading and writing, but speaking is so difficult and I get self-conscious. The new teacher is okay – I liked the last one more. I text my MIL about the new Danish teacher.
9:45 – Class is over. On the way out I chat with two women in the class who suggest we get drinks together soon. I love that idea! More new friends!
10:00 – I’m home and in my apartment and make some quinoa to take to work tomorrow with leftover veggies from the week. F is out on a run. I skype with my childhood friend in Seattle, I haven’t seen him in more than five years so we work out a time when we could potentially visit our hometown at the same time. We think it might happen in March (COVID permitting).
12:00 – Eventually fall asleep after F gets home. He’s been in a much better mood today!
Day 7: Friday - $0
7:30 – Oof, woke up super late. Three ingredient banana pancakes to the rescue along with some homemade applesauce I made the other day. It’s downpouring so F suggests I drive to work. I guess the nice weather is over.
9:00 – I get into work, take my coat off, and the fire alarm rings telling everyone to evacuate. I put my coat back on, pack up my things, take my car key and head to the parking garage to leave for the day. There are fire engines outside of the building, so this won’t be a short wait outside in the cold, wet, Copenhagen autumn rain.
9:30 – Back at home and have a few phone calls. I only have two big tasks today, but my attention span has been really bad lately (which I found out is a symptom of hyperthyroidism, so it’s all starting to make sense!). All I have to do is listen to a Teams meeting (not even talk… just be there), write up a short analysis of a proposal that was sent to us, and put together some slides for a keynote address to be given by someone higher in the pecking order than me.
12:00 – Break for lunch, having done not much but listen to the meeting and open a PowerPoint and Word file. This afternoon won’t be fun.
1:30 – Power through the rest of the day. Create a few slides, write what I need to write, send it off, chat on WhatsApp with my boss, talk with our program assistant on the phone, and before I know it it’s after 5 and F is telling me we have to go (the Danes are nothing if not punctual, and if the dinner starts at 5:30 then we are late if we aren’t there at 5:30 exactly).
5:40 – Arrive at brother-in-law and SIL’s place, they live in this super posh penthouse on the water. SIL’s parents are there, and her mom has always been really nice to me. SIL’s parents give us some nice wine as a wedding gift – we haven’t seen them in almost a year!
10:00 – The night passes quickly because it’s so enjoyable. I always get very nervous to go to these all-Danish gatherings, but they always turn out fine and tonight I even felt a connection with F’s four-year-old niece (I guess my Danish is equivalent to four-year-old Danish). She seems to really like me and it makes my heart grow ten sizes. We take the metro home and end the night chatting in bed. It’s been a good week.
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Weekly Total: $288.37
Food + Drink: $101.00
Fun / Entertainment: $0 (although a lot of the food/drink I put under entertainment in my personal budget, but the way this template classifies fun/entertainment it’s not)
Home + Health: $39.25
Clothes + Beauty: $37.54
Transport: $26.74
Other: $83.84
Lastly, reflect on your diary! This was a pretty normal week for me. We usually cook at home and I normally bring lunch but am definitely guilty of buying coffee at work. I don’t go out so much during the week (mostly because my weeks have just been so busy lately) but on the weekends I love a good drink or dinner out. I would love to have my loans paid off by this time next year and if I try a bit harder than I have been, it’s a definitely possibility. I have to say I don’t even mind spending on fun/entertainment lately since a big priority of mine is to have and make friends, and a big part of that is having dinner a drinks out so I am 100% okay with spending on that right now. Maybe next year it will be different 😊
submitted by tefferhead to MoneyDiariesACTIVE [link] [comments]


2020.09.25 19:35 futurewag I am 26 years old and make $85,000 working in entertainment in Los Angeles.

SECTION ONE: ASSETS AND DEBTS
My 401k + Roth IRA: ~$35,000 - I’ve been saving at least minimal amounts since the beginning of my career, but this is mostly the last two years of contributions after paying off my student loans
Husband’s 401k + Roth IRA: ~$8,500 - Prior to his salary tripling in the last year, he wasn’t really able to contribute since he’s still paying off student loans
Equity: $0 - rent life!
Individual Emergency Funds: $20,000 - We each have $10,000 in our names only just for the sake of it
Joint Savings: $35,000 - We were supposed to be getting married this summer but then COVID happened
Checking account balances: $700 - We both tend to keep this less than $500
Car loan: $24518
Credit card debt: $0 - we pay these off in full each month
Student loan debt: $0 for me (paid off last year), $10,000 for my husband. Will pay it off in full right before interest starts again.
[Note: My husband and I both also have stock options in our companies but I don’t include them because not many have vested and none have been exercised. If they were all vested and exercised today though that’d be another $100,000+ in net worth.]
SECTION TWO: INCOME
Income Progression
Mine:
Husband’s: He makes $85k annually too and will receive $25k in guaranteed bonuses. He was freelancing before this making like $36k annually.
Monthly Take Home:
Mine:
Husband’s:
SECTION THREE: EXPENSES
Here’s how my husband and I organize our monthly expenses in YNAB categories and the bullets are everything that gets folded into them. They’re all guesses/based on YNAB averages from the past year. We’re lucky that we make enough money to not actually have a strict budget.
(Not so) Necessary Spending
Just for Fun Spending
There was a point in time where we found it useful to track eating out vs travel vs concerts/movies vs donations and all that jazz, but after one too many arguments about the allocations of those categories as joint expenses, we realized it was causing more problems than needed. At the end of the day, it doesn’t matter what we spend the money on, what matters is that we don’t spend too much. So I have free reign over my category, he has free reign over his, and anything we buy jointly gets split between the two.
Savings
SECTION FOUR: THE DIARY
Day 1 - Monday
8:17am - I am not a morning person, so I dread this moment every weekday, and postpone getting up by scrolling through my personal emails. I see one saying that 5 years ago today I tweeted “Philippians 4:12”. I don’t remember that verse so I look it up: "I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want.” Great reminder for the start of week.
8:30 - Finally force myself to roll out of bed, brush my teeth, throw on yoga pants and t-shirt, and take the dogs (mine and my in-laws’) on a walk. Because of the LA heat wave and our lack of A/C, we made a last minute decision to spend this week at my in-laws’ house. I check my work email on the walk and see that I was selected to be a mentor for a new mentorship program that I’m excited about - yay!
9am - 3:30pm - Non-stop meetings and emails. At some point I took a 10-minute break to eat a breakfast burrito, but otherwise I was pretty good at focusing for the first half of the day.
3:45pm - I suddenly realize I am reading Money Diaries. Oops. Back to work.
4pm - Jk, I remembered I need to go to the post office to drop off a family birthday gift to ship before 5pm. I buy a padded envelope and first-class shipping to make sure I can track the package, as I am endlessly paranoid. ($7.94)
5:45pm - I’m trying to get more casual with my boss now that I’ve joined the management team so I reply to his text with one that not only has a joke in it but an emoji 😂! Honestly was terrified to press send but he laughs at my joke back with two emojis!!! (🤪😆) A definite win!
7pm - This is the earliest I’ve stopped work in weeks! There’s always more scripts to read and notes to give and emails to send, but my carpal tunnel is flaring like crazy, I’ve had some wine, and I have a pretty open day tomorrow so no reason to work through the evening.
7:30pm - My husband made an incredible turmeric chicken with smashed potatoes for dinner based on a NYTimes recipe. I absolutely hate cooking so shout-out to my in-home chef!!!
11:11 - Make a wish! My husband and I still try to kiss the clock and each other at 11:11 both times a day. We usually miss it during the day, but if we’re in meetings, we try to text each other to let the other know what time it is.
11:30pm - After a shower (night showers ftw!), my nightly routine begins - 5 minutes of Duolingo, recording how I’m feeling in my health tracking app, long-form journaling, dot journaling, and reading. I started this routine at the beginning of August in quarantine, and I love it.
Total: $7.94
Day 2 - Tuesday
8:57am - Roll out of bed, brush my teeth, throw on a dress, take the dogs on a walk, then to my laptop for work!
11:35am - While waiting for a colleague to join a meeting, my boss and I end up trying to see how many songs we can name whose lyrics start with the word Hello. We get five, and then when my colleague joins in he immediately throws in one more.
12pm - Morning meetings over! Check my email and see one of my former interns wants me to be her mentor for her senior capstone project in creative writing. I’m so excited to watch her grow, and I love mentoring so I immediately say yes!
1:15pm - During lunch, I update a draft of my Forbes 30-Under-30 application with feedback from an older colleague. I simultaneously hate talking about my accomplishments and love seeing them all written out in front of me as proof that working 60-80 hour weeks for the past 5 years has not been for nothing.
4:00pm - One of the best parts of my job is getting to have (or listen to others have) small-group discussions with pretty famous creatives. I’m so obsessed with who today’s meeting was with, I can’t even believe I’m luckily enough to be in the same (Zoom) room as them.
6:00pm - Check my personal email and see my recurring (twice monthly) Church donation went through ($102.02)
9:30pm - Right before my husband and I start our workout, I get a text from my boss asking if I can join his 9am with some execs in the UK. I say yes obviously but now that means I need to move my 9:30am with someone in South Africa, before my 10am about a production in Australia...
9:45pm - Back to our regularly scheduled couple workout, then I shower, and get back to work!
11:30pm - Stop work, start bedtime routine!
Total: $102.02
Day 3 - Wednesday
7:57am - Scrolling through emails as I try to wake up, I see one of my colleagues was sending them at 2 o’clock in the morning. I truly don’t get how so many people in this industry survive on just 4-6 hours of sleep every night.
7pm - I absolutely CRUSHED my to-do list today so I don’t feel guilty taking a break to hang out with my friends (on Zoom) for an hour and a half. We’ve hung out every single Wednesday for the past three years.
8:30pm - Yeah, an hour and a half with my friends turns into me giving up on work for the night. Instead I cuddle with my husband and eat some ice cream while doing the NYT Crossword and finishing season 5 of Schitt’s Creek.
Total: $0
Day 4 - Thursday
8:03am - Woke up before my alarm because we have some big things happening today!
1pm - In celebration of today’s accomplishments, everyone on our team is given a $30 allowance to order whatever food we want. I ordered ramen for delivery ($29.47 to be reimbursed) and take a 20-minute no electronics break to eat on the deck with my husband.
5pm - I see our automatic car payment went through ($435.34)
7:45pm - One hour dinner break discussing everything from the (lack of) partying habits of Gen z, crime rate trends, and ketchup on pasta before getting my laptop back out and clearing my inbox.
9:30pm - Workout night!!! My favorite part is also my dog’s favorite part - when it’s over and my husband and I just lie on our yoga mats panting while our pup licks our faces.
10:30pm - Once last document to review and send notes on before an ep of Schitt’s Creek and our bedtime routine!
Total: $464.81 ($29.47 to be reimbursed)
Day 5 - Friday
8:57am - Woke up as late as possible before getting ready for my day of meetings. Starting to regret telling my assistant that I don’t mind back-to-backs...
10:03am - The upper left part of my arm has been throbbing for an hour in a way that concerns me so I log-in to my One Medical app to do a video chat. I realize then that I turned auto-renew off so I actually have to reactivate my membership ($199)
10:25am - The wait lines are longer than usual because of COVID and I really can’t move my 10:30am meeting so I give up on getting a video appointment.
11:49am - Out of the meeting and realize my arm stopped throbbing and only hurts when I bend it. From experience, I think I may have slightly pinched a nerve, and I know that honestly the only cure is rest. However, this reminds me that I wanted to call my doctor about something else anyway so I leave a message for his assistant.
1:15pm - I’m absolutely exhausted so I take a 25 minutes nap during lunch. Thank god for WFH because back at the office I would find an empty conference room and sleep on one of the uncomfortable couches. Napping in bed is so much better.
4:34pm - I almost cry reading the essay my boss wrote about me to submit to 30-Under-30. He is an amazing leader, and I absolutely love working with him and everyone else on my team.
4:42pm - I actually do cry reading that Ruth Bader Ginsburg has died. Wow. No words.
6:28 - Having a hard time concentrating on work thinking about the impending demise of our country so I finish working early again today.
7:30pm - We have chicken tenders and wine for dinner and donate to ActBlue ($100)
9pm - A friend makes a Close Friends insta story about being sick and not being able to afford healthcare. I chat with her then Venmo her the amount for co-pays for her first two appointments** ($95)**
Total: $394
Day 6 - Saturday
8:32am - On the verge of being awake I turn over and see my husband reading. I ask him what time it is and he says 8:32. I laugh and roll back over to sleep.
10:17am - Now at a more acceptable time, I wake-up slowly: cuddling with the dog, scrolling through emails and social media, and giving my husband a massage since we have a long drive ahead of us back to LA today and he’ll be at the wheel the whole way.
1:15pm - After cleaning up the house, packing, walking the dog, and a quick lunch we get on the road!
2pm - Have been on my laptop clearing my inbox and trying to get my weekend work out of the way, but I get distracted and into a Wikipedia rabbit hole after reading a logline about a Hasidic Jewish gang that torture husbands into granting their wives religious divorces. Learning about and sharing stories from different cultures is pretty much why I got into this industry so I find it fascinating.
4pm - We switch from music to podcasts for the next few hours and listen to Happiness Lab, Millionaires Unveiled, Hidden Brain, How I Built This, Cautionary Tales, and Thrilling Tales of Modern Capitalism (terrible title, good podcast). We stop for gas at some point ($46.66)
6:45pm - I see our Zola credits processed for things that never got delivered from our wedding registry so I spend the credits on three other things from our registry. Would have cost $84.84 without the credits.
7:15pm - There’s no food in our apartment so we order in from our favorite local spot ($74.70) and quickly run by the grocery store to grab the necessities (aka wine and ice cream) and end up also getting really cool new ice cube trays ($55.56)
8pm - We decide to watch Cuties because I want to see what the controversy is all about. I’m torn because I agree that the director’s choice in close-ups are uncomfortable, but I feel like I’ve seen equally bad child choreo on Dance Moms/Toddlers & Tiaras/Tik Tok and I’m glad the film is prompting the conversations it wanted us to have.
9:30pm - We said we were going to do our usual workout but we do not. Instead we drink more wine and eat ice cream and watch Schitt’s Creek until bed.
Total: $176.92
Day 7 - Sunday
10am - Up to watch a livestream of Church. An incredible message on faith and hope and the future. My favorite insight was about the idea that humans don’t perceive time itself, we perceive change. And in this quarantine time when we all feel stagnant and locked up and unchanging, it’s harder to imagine a future and that is why it’s harder to have hope.
11am - While my husband goes grocery shopping, I throw on a Spotify playlist to start unpacking and cleaning up. I gave him the goal of spending less than $100 on groceries, and he succeeds on a technicality, spending** $99.33** on groceries and on $10.71 toiletries
1:30pm - While he takes the dog to get an allergy shot ($54.29) and a bottle of wine for our friend who got our mail while we were gone ($14.99), I sit down to do some work in hopes that it’ll prevent me from needing any midnight work nights this week.
5pm - It’s Emmy night!!!! Schitt’s Creek, Schitt’s Creek, Schitt’s Creek!!!! So glad we started binging this a month ago.
10pm - Better late than never for our workout before one more episode of Schitt’s before bed. Now that I know season 6 won so many Emmy’s I’m excited to finish the series!
Total: $179.32
Week Total: $1,325.01
REFLECTION
Spending-wise, this week felt fairly high but I know we don’t spend this much consistently and always end up on budget by the end of the month so I’m not worried. We essentially just maxed out our monthly donations earlier than usual, and this just happened to be the week of the month that our car payment went through.
The biggest takeaway for me from this was that it just hit me that we should be able to save at least $50,000 a year, which was more than my husband even made gross last year! That’s exciting and means I should probably start thinking more concretely about our pre vs post-tax strategy and how much we should have in cash versus doing an end of year Backdoor Roth IRA.
submitted by futurewag to MoneyDiariesACTIVE [link] [comments]


2020.09.23 05:50 _SeaOttrs Diagnosis on Netflix

Is anyone else watching Diagnosis on Netflix? It's a really interesting show from the New York Times articles written by the doctor who was the medical consultant for House, Dr. Lisa Sanders. She finds these medical mysteries and tries to use the NYT to reach medical people worldwide to try and find a...you guessed it, diagnosis.
Anyway, I'm watching episode 5 about a 16 year old girl who for the past 2 years has not been able to keep any food or drinks down, is constantly throwing up and can't even stand up straight because of the pain she's in. She can't really go to school so when she does go in, she has to have 1:1 sessions with the teacher and lays on the ground in the fetal position.
So the girl and her mom are video chatting with Dr. Sanders and the mom is talking about how painful this has been, then goes "I want her to have somewhat of a life that is conducive to her maybe having children." and the daughter responds with "Whoa mom, slow down..."
Your daughter is so sick she has a port to give her fluids and all you care about is that she survives to have children??? How about that she can finish high school and further her education? You really just care that she has kids to run after and you get grandchildren, huh?
I hate moms sometimes.
Not my mom though, she's the best :)
submitted by _SeaOttrs to childfree [link] [comments]


2020.09.21 17:57 hellosunshine217 I am 32 years old, live in Brooklyn, and make $62,400 working in Education Policy

Assets and Debt:
Retirement Balance: $17,0923.26. This is a mix of a Roth IRA ($11,009.33) which is partly from inheritance I received from an uncle and partly from my own contributions. The other $4,605 is from a job many years ago and then my current retirement contributions which I just started up in June which are the rest (~2,300). This retirement account is especially low as I lived outside of the country for 5 years and was not contributing at all.
**Equity:**N/A
**Savings account balance: ~**$12,200. This is a mix of saving from birthday money, 10% of my weekly paycheck and my side hustles. Additionally, my mother received some inheritance money from her uncle which she split among my 3 siblings and I. I have about $3K left over that is invested which is part of my savings.
Checking account balance: ~$1,698. All my paychecks end up here and I transfer my money from there to different accounts. This is much higher as it’s my rent paycheck which doesn’t come out until next month.
Credit card debt (and how you accumulated it): $0. I pay off my cards monthly.
Student loan debt (for what degree): $0. A mix of scholarship and my parents paid for my undergraduate degree (of which I am forever grateful). I paid for my Master’s degree and living expenses with the rest of the inheritance and my parents paid for half of my Masters (Again, so thankful, and aware of what a privilege this is.) I cannot recommend going abroad enough for a Master’s as it is so much cheaper, even with living costs (I was living in London).
Section Two: Income
Income Progression: I’ve been working in education policy for almost 2 years now. My income progression throughout my career has been a bit wonky. I started out in fundraising making $45K a year after I graduated college (spent that year after college as an au pair in Switzerland). I got sick of fundraising and moved to asia to teach English for 3.5 years making the equivalent of $16-17K/year which was more than enough to live on and travel. After 3.5 years there I went back to grad school for education and international development in London. I then moved back to NYC in January of last year and started my current job as a contractor first making $30/hour (see last year’s post around this time here) and then became a full-time employee in November making what I make now. I’m looking to move up but we are in a hiring freeze and the job market is not great with what I want to really do, so here I stay!
Main Job Monthly Take Home: This works out to about $2856/month after taxes, retirement contribution and union dues. Healthcare is free.
Side Gig Monthly Take Home: I have 2 side gigs, babysitting and trivia hosting. Both are currently on hold due to COVID. As my sister is one of my babysitting families it might pick up a bit this fall but mostly this will stay around zero until I am able to start up again as no one is going out!
Section Three: Expenses
Rent: $1,297/month for one bedroom in a 4 bedroom house. I love my apartment dearly as it is so close to everything even though I can’t really take advantage these days.
Retirement contribution: $578/month pre tax goes into TDA plan and pension account as I work for the government. I don’t want to work here forever but just in case I do, I’m paying in.
Savings contribution: Normally it is 10% of my paycheck. This has varied wildly because of COVID. I lived with my parents for a few of the summer months and was able to save quite a bit, so now that I’m back living by myself we shall see where this ends up! As my side gigs are not on, I’m not really sure how much I will save.
Investment contribution: I just started investing again- $1000 last week- but this is pretty ad hoc.
Debt payments: $0
Donations: currently: $10 a month each to BLM, NY Foundling, The Innocence Project, and BRAC USA and ad hoc donations to friends’ fundraisers.
Electric/gas: This varies from month to month but usually about $30
Wifi: $12.50/month
Cellphone: $45/month paid to my parents.
**Metrocard:**$127/month currently on hold.
**Amazon Prime/Netflix/HULU/NYTimes:**$0 thank you brothers, and parents
HBOMAX: $6/month (I split this with a friend)
Spotify: $10.99/month
AMC A-List: $23.95/month on hold right now
Gym membership: $78/month just started back up- unsure if I will continue as I really only used the pool and it’s not open yet.
Physical Therapist: $900/10 sessions so about every 2 months or so. I had back surgery last year after a severely herniated disc which caused foot drop. I was walking pretty normally however when I got COVID I was in bed for a month causing some regression. Because of that I’m back in PT to see if I can get it back to where it was. I was able to start running again which is amazing and something I never thought I would be able to do, but want to make sure I’m doing it right so PT it is! To keep my foot in shape I try to take daily walks of at least 3 miles as it helps my back and my foot immensely when I do.
Caveat: For this diary, I don’t say that I wear my mask, but every time I go outside, I am wearing my mask and wash my hands when I get home as well as use hand sanitizer. NYC is pretty open right now and I’m happy to do things outside! I’m trying to limit going inside stores/subway.
Day 1 (Monday): $0
8AM: After snoozing the alarm a few times, I check emails/Instagram/texts that came in overnight. I take a shower, and get ready before heading downstairs for breakfast.
8:45AM: I make scrambled eggs, mango, and coffee for breakfast before pulling out my laptop to start work at 9AM.
1:45PM I take a lunch break after a morning full of calls and meetings. I make a turkey and cheese sandwich with carrots, a pickle, a peach, and a few turbinado sugar and salted almonds from TJs. I get interrupted with a work call but add an extra few minutes to my lunch break and make a phone call to my landlord to re-sign my lease and bring up the issue of our broken microwave. She’s not too pleased but I tried to fix it there just wasn’t anything else we could do.
5:10PM I wrap up work for the day and head out for a walk while listening to an audiobook (Everything I Never Told You by Celeste Ng). When I get back I drop my stuff upstairs and head down to sign my lease for my landlord who lives on the floor below us. She tells me she’s ordered a new microwave and completely trusts that we tried everything.
7:15PM I make a dinner of leftover chicken, cauliflower gnocchi, broccoli, and spinach (one-pot dinner for the win!). I have a peanut butter ice cream mochi for dessert and chat with the roommates for a bit.
8:15PM I head up to my bedroom and watch the first few episodes of The Sopranos. I’ve never seen it but my sister-in-law keeps telling me to watch it and as I’m very uninspired by any tv recently (Taking any and all recommendations!), I decide to give it a try.
10PM early lights out as I have to be up early for PT tomorrow.
Day 2 (Monday): $27.39
6:30AM: alarm goes off and I can’t snooze today. I get up, brush my teeth, wash my face, and put on some workout clothes.
6:45AM: I’m out the door for the 3 mile walk to the PT.
8:45AM: PT is done and I walk back home. Once home I log on for work and make breakfast of eggs, strawberries, and coffee.
1PM: I take a break for lunch and head to the post office to mail 2 birthday cards ($2.40). When I get back I make the same lunch as yesterday and order a yoga mat on Amazon that I’ve been needing for awhile so I can do at home workouts again ($27.39)!
5PM: Finish off work for the day and look around the interwebs for new books to add to my library hold list. I throw in a load of laundry and hang up some of the art that’s been sitting on my floor for months. A little uneven but it will work for now!
**7:20PM:**I make a quick dinner of a bean and cheese quesadilla with some kale on the side and a peanut butter mochi for dessert. My roommates and I chat about the state of the world and what’s to come.
9PM: I bounce upstairs for bed and while scrolling through the interwebs finally pull the trigger on Book of the Month Club. I used to get Ipsy monthly but I’m not really wearing makeup right now and so have canceled it but I do love to receive mail! I am usually a voracious reader, but since the pandemic I have been unable to focus. I’m hoping that this will motivate me ($10.88).
11PM: After watching a few episodes of Love on the Spectrum, I get ready for bed and it’s lights out!
Day 3 (Wednesday):$0
8AM: Wake up, check texts/social/news and roll out of bed to take a shower, and put on some clothes. I head downstairs and get together my usual breakfast.
9AM: Log on to work and sort through emails before a bunch of meetings and calls start.
1PM: I pull together lunch while I’m in a meeting of soup, bread, a peach and chocolate covered almonds (these almonds are one of my many vices to get through the day).
2:30PM: Take a quick break before my next meeting and do some NYT Crossword.
**5PM:**Work finished! I need a break from the screens so I put on my headphones and take my walk after putting some chicken in a marinade.
7:30PM: I get back from my walk (5 miles!) and make a salad for dinner with green beans, chicken, tomatoes, and shredded cheese with balsamic and a tortilla on the side. I chit chat with the roommates for a bit before wrapping up the leftovers and cleaning up the kitchen.
9:30 PM: I head up to get ready for bed and watch an episode of Dirty Money (Apparently I can’t watch the same show two days in a row).
10:30PM: Lights out!
Day 4 (Thursday):($19.54)
8AM: Wake up and have the same routine. I get a breakfast together of eggs, strawberries and coffee.
9AM: Log on for the day and start a full day of meetings and phone calls.
1:30PM After a very busy morning with the phone glued to my ear (first day of school changes!) I take a quick break for soup, bread, and a peach before hopping back in for more phone calls for the day.
5PM: Work day over! I log onto the Brooklyn Botanical Garden website and reserve 2 tickets for this weekend for me and a friend and she Venmos me her half I then head out on a walk (another 5 miles) to clear my head from the day. ($19.54)
7:30PM I make a weird dinner of kale, leftover refried beans, and TJs Butternut squash mac and cheese (first time trying and meh). I have a couple of mint milanos for dessert and talk with the roommates about the day.
9PM: I head up to my room and do some stretching for my foot and clean up a little before settling down with some Dirty Money episodes.
11PM: lights out!
Day 5 (Friday): $70
6:45AM: Alarm goes off for PT but I just cannot get out of bed. I snooze for 15 minutes and then take a quick body shower and decide it’s too late to walk so take the subway for the first time since March. I have to reload my metrocard ($20) for the first time and the whole thing feels very weird. The subway at least feels clean and there are very few people on it.
7:30AM I overestimated how long in between subways and arrive SUPER early to PT. I walk around the blocks for 15 minutes before heading in.
8:30AM: PT done! My foot is super sore as we are working on range of motion and strengthening of my ankle and it hurts so good. I get back on the subway to get home before my meeting. On the way back I grab a starbucks iced coffee and have to reload my card ($25). After all it’s FRIDAY! And I’m all about the pandemic “treat yo self” trend.
1:30PM: I take the quickest break I can as I have been pulled onto 3 different calling projects today and have a list a mile long of programs I need to get in touch with about various things for opening. I have leftover mac and cheese with chicken and green beans which I shovel in before making more calls.
6:30PM Work is finally over. My brain hurts from all of the phone calls. While some programs were very nice, others were much more challenging, which I totally understand- the stress of opening a school in the midst of a pandemic is a special kind of stress and frustration. I listen as much as I can, knowing programs mostly just want someone to complain to and try to answer their questions with guidance we have been given but it’s not always taken well (fair, there are still a lot of questions!).
7PM: My sister picks me up and we go pick up pizza before heading back to her house for dinner and a movie. I hang out with my niece for a bit before dinner. In the midst of this we find out RBG has died and the shock, panic and fright of it all sets in. Trying to explain to my niece why this is so sad and so important in words she can understand is hard when we’re trying to process it, but she knows something bad has happened.
8:30PM: We put my niece to bed and I read some stories to her. Mass amounts of texts are coming through my group chats as we try to understand how F***** our country is.
9:30PM: My sister, brother-in-law and I opt for a comedy movie for a lift and end up with Heartburn (Meryl Streep, Jack Nicholson). Completely random and I had never seen it, but mildly enjoyable!
11PM: I walk home (someone walks next to me and strikes up a conversation for most of the way, totally random, but I wasn’t sure what to do!). When I get back I get ready for bed and read Reddit for a while and venmo my sister ($25) for the pizza and wine before lights out at 12:30.
Day 6 (Saturday):$202.56
9AM: No alarm! I hang out in bed for a bit before getting up to shower and wash my hair. I get ready and then make breakfast of eggs, bagel with cream cheese, and iced coffee.
10AM: I finish breakfast and clean up the kitchen doing a bit of a deeper clean on the oven and sweep the floors. I check my fridge and freezer stocks.
10:30AM: I head to TJs and buy eggs, milk, iced coffee mix, salad, a sweet potato, ground turkey, mango, peanut butter, a few snacky things, frozen broccoli, cheese, almonds, dried apricots, turkey, cream cheese, flowers, and a few other things I can’t remember ($103.15). I lug it back home to unload before going back out to Target to get Diet Cokes, toothpaste, plastic wrap, and Clorox wipes ($19.41).
12:30PM: Back home I unload everything and take a break to chill before getting ready to go to the Botanical gardens. I chat with my roommate who is headed to Ikea to pick up a bunch of stuff for her room. I ask her to look for a specific bed frame and if she finds it to get it and I will Venmo (she did not find it- shelves were bare of a lot of things!). I’ve been looking for one for months (my current bed is on um wheels) and I’m ready to pull the trigger now but the pandemic seems to disagree.
2PM: I meet up with my friend K for a tour of the botanical garden. After we head to a Mexican place I’ve been wanting to try and proceed to eat our faces off with queso fundido, guac and chips, and tacos of various sorts along with 3 margaritas each. We split the check and the total comes to $80 each including tip. We take our last margarita to go and walk back towards my place to feel less full. It doesn’t work as we are still drinking, but at least we tried!
6PM I wait for my friend to get her uber and then come into the house to crawl into bed and watch Netflix for the rest of the night. Day drinking is the best because you can still sleep early and not feel guilty!
10PM: I play Bumble for a bit while watching Luther and then it’s lights out!
Day 7: $0
9AM: I hang out in bed til 9:30 before taking a shower and making a breakfast of eggs, tortilla and mango with iced coffee. My sister texts that they are ready to go soon to an orchard and a walk so I get dressed and then play the waiting game until they’re ready.
11AM: We stop for coffee and I get a grande Iced coffee but use my Starbucks card. We then stop to pick up Italian subs and sister pays (woot!). We then get on the road to hit up an orchard.
1PM: We found out they weren’t doing apple picking in the orchard but there are a few animals for my niece and some pumpkins and cider donuts. We picnic outside with the donuts and subs and play in the grass for a bit before packing up for a hike. We get donuts, a couple of baby pumpkins, and a bunch of apples, brother-in-law pays which is nice!
3PM: We stop by a local nature park and take a short walk. My niece starts complaining so we wrap up the walk quicker than we want to. On the way home, my sister and brother-in-law stop in Wegmans to get their own groceries so my niece and I wait in the car to avoid further people.
5:30PM: Back home, I walk back to my house and come inside to hang out for a bit and watch TV. I do the NYT crossword for fun (autocorrect on).
7:30PM: I head downstairs and make a turkey and cheese wrap for dinner and marinate some chicken for tomorrow.
9:30PM: I watch Luther a few episodes of Luther and play Bumble before it's lights out at 11!
Weekly Totals:
Food/Drink: $252.56
Home/Health: $27.39
Fun/ Entertainment: $30.42
Clothes/beauty: $0
Transportation: $20
Other: $0
Reflection: This was a higher spend week for me in terms of food. I haven’t been out to eat/drink in ages and usually just get one takeout a week during pandemic times so this was definitely a splurge. My grocery bill was also higher because I stocked up on some pantry items that had just run out (usually my bill is around $70). I am also trying to treat myself when I want because it helps my mental health!
submitted by hellosunshine217 to MoneyDiariesACTIVE [link] [comments]


2020.09.18 19:15 spacej3di Top Stories - Friday, Sept. 18, 2020

Summarized to save you time.
Another day of FAANG underperformance weighing on sectors:
Fed considering whether to extend restrictions on dividends and share buybacks:
Preliminary Michigan consumer sentiment rose in early September:
Covid-19 vaccine developers bow to calls for greater transparency, states face logistical challenges:
Stimulus deal remains elusive:
Unlike stimulus talks, government-funding negotiations remain on track:
A busy day of Fedspeak ahead after this week's FOMC meeting:
US to block TikTok downloads starting Sunday, shutdown app in November if no deal reached:
Fed survey shows improvement to households' financial strain from government support:
Companies see higher taxes post-election, no matter who wins:
submitted by spacej3di to stocks [link] [comments]


2020.09.15 19:00 TotallyHungover Blatant anti-BLM bias by r/politics mods whether something is "off-topic"

Things that were deleted by mods for being “off-topic”

Things that are considered “on topic” by the mods:


Credits to john_brown_adk for compiling this list
submitted by TotallyHungover to LeftWithoutEdge [link] [comments]


2020.09.10 21:28 noworforlater Smooth testing experience (& me venting); unofficial Score 163V, 152Q

I just finished my exam and wanted to post here for those who may find it remotely helpful, as well as for my own catharsis. Let me just preface by saying I think this exam is the dumbest shit ever, and caused me 2 months of stress and I'm so happy to be done. For some background, I graduated in May with a humanities major and a median GPA. I plan on applying to both masters and PhD programs in the humanities, and I'm solid as far as recommenders and my SOP/PS/Writing samples go.
For testing experience, the process at ProctorU was pretty seamless. Something to note, my exam was scheduled for 10:10am today, but the timer hit zero at 10:06am, which wasn't an issue but just something to be aware of. I ran all the system checks, flashed my passport, and showed a 360 degree view of my room. The whole process took 10-15 minutes, and I communicated with my proctors solely through the chat box. I had some boxes and suitcases under my desk, but they weren't an issue. As long as you show up on time and follow the instructions, you should be fine. I was pretty nervous after reading all the horror stories on here but I'm just happy my internet held it together for 4 hours.
To be completely honest, as soon as I told myself there was no world in which I would get a perfect or close to perfect score, that was when I could actually start studying within my means, with the goal of doing the best I can with what I have, instead of aiming for some nebulous perfection. I am not a math person at all, and it was kind of sad seeing how far I've fallen from my AP Calculus days in high school, but I knew that what I lacked in math I could make up for in verbal and AWA, so that's where I put most of my effort.
Test Experience/Resources
My order was VQVQV. Looking back, I can't tell which verbal was the experimental. The first two were relatively similar in difficulty, and the final one was a bit harder, but no harder than the verbal section in the ETS PowerPrep exams.
For my practice tests, I got:
The things I bought and used to study were:
Verbal
For verbal, I used the following
Because by this point I developed a rhythm to answering questions and had a basic vocab list to pull from, I felt fine on the exam, and nothing was surprising. Repetition and practice are key, and understanding the kinds of questions that would be on the exam (RC: Inference, RC: According to Passage, RC: Sentence Function) helped me to localize what I knew, and where I needed to improve. I began by solving the sentence equivalence, then went onto the text completion, and finished the passages in order of shortest to longest.
Quant
So the last week before my test I got a gregmat $5 membership, but I honestly wish I did this sooner, if nothing else then for the quant questions of the day, which provide more practice once you've used up all your resources. I put it off because he has so many videos for free online, but this for sure was worth the money for what it offers. My goal for quant was 155, so I may or may not retake it just to try and hit a 320 overall. From studying, I knew the main thing I needed to work on was knowing formulas/concepts and when to identify them, and for that Khan Academy was incredibly helpful. I know 152 might seem horrible to some of you, but when I saw I scored above 150 I could've cried.
AWA
I didn't have too many issues here, but I found it helpful to watch videos where gregmat critiques other essays, just to see what not to do during mine. For me, the difference between a 4.5 and a 5.0 was in the length of my essays -- I made sure all of them had at least 5 good size paragraphs, and I used a healthy mix of complex and simple sentences, with some rhetorical strategies (hypothetical questions, etc). The Argument essay threw me a bit because I had to phrase my paragraphs in terms of alternative explanations rather than questions, assumptions, or calls for further evidence, but I think I did alright.
General Advice/Thoughts
Given that my score is pretty identical to my practice tests, I can't say I'm shocked or disappointed. The way I see it, scoring a 315/340 on an exam is like a 92%, which is an A, and I'm okay with that. I think most standardized tests like this are just a measure of how much you have available to spend on test prep materials, and are really just a reflection of how well you handle yourself under stressful situations. Something that helped me was not logging onto reddit (and this subreddit, in particular) throughout the week I had my test, so I could avoid comparing my scores to other people who had a completely different background as me. My GRE and GPA are both middling, and I feel like, if nothing else, that sends a consistent message! I tackled my studying like a bell curve, so in the days leading up to my exam I worked for less and less to ease myself into the mindset I need. The morning of the exam I made a warm breakfast and watched some TV for about 2 hours, in addition to listening to calming music and repeating the words "you deserve this" to myself over and over.
There are people who get perfect scores after studying for 2 weeks, and there are people who get mediocre scores after taking the test 3 times and studying for 8 months -- the important thing is to not confine yourself by saying you have to do something a certain way in order to get a certain result. Being honest with yourself and recognizing what works for you and what doesn't is most important, and that is what has helped me most. Assuming most people here eventually want to go to graduate school, just know that this is one portion of an entire application, and any universities that automatically write you off for a score below the median only do a disservice to themselves. I personally plan on making up for my score with my beautiful, lovely, and poetic writing in my SOP.
I'm just so fucking happy to be done (for now), and I can't wait for you all to feel the sweet release I'm feeling now. Please comment/message me if you have any questions or if there is anything I can clarify, good luck to everyone, and please do not kill and stress yourself over this exam!
submitted by noworforlater to GRE [link] [comments]


2020.08.23 14:29 Galadhrin Introducing r/assassinscreedsisters

This is a safe place for those who love Assassin's Creed; identify as women or are otherwise unbound by norms of gender, and want a space away from the main male-dominated subs to discuss the amazing women of Assassin's Creed (and everything else about the games!). I don't intent for the sub to be necessarily political, however open and honest conversations are encouraged. Hate-speech, provoking violence, and bigotry will not be tolerated. Suggestions for rules more than welcome!
Upon learning of the recent Ubisoft news, and seeing some of the lovely community on Twitter, I was sad that there was no women-themed or LGBTQIA+ friendly Assassin's Creed community on reddit. So I started assassinscreedsisters.
Moderator applications are open and encouraged!
Logo credits to kulpreetvirdi; banner credits to CraigUntlNytTym.
I am not on Twitter or associated with the #ACsisterhood movement (if you are, I'd love to chat! 😁), or with AC/Ubisoft in other way than as a female fan.
Edit: formatting
submitted by Galadhrin to assassinscreedsisters [link] [comments]


2020.08.20 04:25 AdministrativeRun905 22 [F4M] summer fling..? lol

I am pursuing my masters in publishing but not sure if going back to school is worth it at this point... I like to read and write, and my favorite genre is either true crime or creative nonfiction. I also really love studying queer theory and philosophy. Derrida. Enough said. People tell me all the time that I look like the doomer girl? I wasn't sure who that was until pretty recently hahaha.
I want to travel and see all life has to offer more than anything. I will support myself any way I can to achieve my dream of being published in The Atlantic or NYT.
As you can tell I'm pretty ambitious but that doesn't necessarily mean I want someone who is equally driven. Sometimes I like to talk to someone who is chill and not about that grind 24/7. Hit me up if you want to chat and we can see where it leads!
submitted by AdministrativeRun905 to r4r [link] [comments]


2020.08.20 04:01 -en- @nytimes: RT @thomaskaplan: Good evening from Wilmington! I'll be in the room for Harris's speech tonight, and I'm chatting with a bunch of my NYT colleagues. Follow along: https://t.co/fBJVO9LTup

@nytimes: RT @thomaskaplan: Good evening from Wilmington! I'll be in the room for Harris's speech tonight, and I'm chatting with a bunch of my NYT colleagues. Follow along: https://t.co/fBJVO9LTup submitted by -en- to newsbotbot [link] [comments]


2020.07.27 01:51 miniepolis YSK that you can cancel online subscriptions by changing to a California billing address

I tried to cancel my NYT subscription today, and in order to do so I had to chat online with a Customer Care advocate. The bot asked me for my address and then told me to wait for a representative. I waited over 30 minutes, then stumbled across this California cancellation law.
I closed and reopened the chat, then gave a California address and was instantly connected with a representative. I read up on it, and if you change to a California billing address, a company is legally required to have an unsubscribe option on their website without having to call or chat!
Hope this saves some frustration!
submitted by miniepolis to YouShouldKnow [link] [comments]


2020.07.18 18:35 anaphoricalsynthesis Room in sunny Logan Square 3bd $624 Aug 1

Looking for one roommate to add to the lease. I’ve been living in this place for 3 years and love it a lot, I hope you’ll love it too! All roommates contribute to creating a clean & quiet home. Fans of Shakespeare, Star Trek, and/or Sir Patrick Stewart (the best combination of the two worlds) will likely fit in well. Room is currently empty, so if you'd like to start moving in before August 1 just let us know!
The place: Huge and sunny! In-unit laundry, central heat & air, a balcony, and a shared courtyard (communal courtyard furniture not currently out since our building is social distancing). Bedroom comes with wardrobe organizer and full size mattress. If you've got your own furniture that's rad - there's plenty of space + a storage unit. Still in the process of redecorating, so down to collab on a new look to the place! Utilities are ~$80/month. About a 10 min walk to the blue line, 5 min walk to buses. Street parking available. While other cats may be in these photos, we just live with the one, Hippolyta, pictured in the last photo. Not looking to add more pets to the household at this time.
About us:
AC (they/them), 27, actoresearcher at Rush University, along with a few gigs here and there. Tend to spend my free time reading or watching Netflix. Love a good thrift store, too! Mostly do my socializing outside the apartment, but down to throw a party every once in a while. During pandemic times I’ve been maintaining my 81 day NYT crossword puzzle streak and sort of kind of reading through the books on my to-read list.
Evin (he/him), 24, actor and D&D DM. Was working in the service industry prior to everything shutting down. During pandemic times he spends his free time reading and hanging out with Hippolyta, his adorable and majestic cat.
Message me if interested! Please also include a link to social media. I’m happy to do a video chat and walkthrough. Due to the pandemic we’re not having people over right now. Stay safe out there!
Photos of the apartment can be found here.
submitted by anaphoricalsynthesis to chicagoapartments [link] [comments]


2020.07.18 13:57 graneflatsis Compiled resources for Qanon cult recovery - Please help add some!

This is a compilation of Qanon cult recovery resources. Please critique and help add some! Feel free to crosspost or paste this anywhere you want.
Web:
Characteristics associated with cultic groups
Coping with cult members
How to talk someone out of a damaging cult
How to talk to conspiracy theorists and still be kind
Why do some people believe in conspiracy theories?
How to talk to people stuck in a conspiracy theory hellscape
What to say if people you love believe coronavirus conspiracy theories
How to respond to your family's coronavirus conspiracy theories
Cult recovery 101 resources
Local International Cultic Studies meetings (free)
Qanoncasualties
altrightbrainwashing
Foxbrain
Chat with a counselor now (free)
Dealing with paranoia
Dealing with violence
Apophenia: Seeing patterns everywhere
Moral panic: who benefits from public fear?
Why are right-wing conspiracies so obsessed with pedophilia?
Podcasts:
Qanon anonymous
How to chart a path out of Qanon
House of mystery with Mike Rothschild
Tales from the rabbit hole with Mike Rothschild
NYT Rabbit hole p7: where we go one (good primer) - p8: we go all (ex-Qanon)
The origins of #Qanon, follow the white rabbit p1
Crime and Scandal: From SRA, pizzagate to Qanon
Reply all: The Qanon code
Videos:
Advice to family & friends of cult members
Chris Shelton Apr 19, 2017 15:24
Leaving and recovering from cultic groups
Michael Langone, Patrick Ryan Nov 17, 2018 1:49:18
A detailed discussion about Qanon
Steve Hassan, Travis View Dec 12, 2019 44:53
Qanon and the return of magic [nsfw lang.]
Kirby Ferguson Aug 3, 2020 43:24
Qanon, coronavirus and the conspiracy cult
BBC News Jul 27, 2020 12:25
The sprawling universe of Qanon
Gillian White, Adrienne LaFrance May 28, 2020 38:44
The cult of Qanon - The Open Mind
Richard Heffner, Travis View Apr 26, 2020 27:57
The brainwashing of my dad - Trailer
Books:
Combating cult mind control by Steve Hassan 1988 (pdf)
Recovery from cults by Michael Langone 1995 (preview)
Cults in our midst by Margaret Singer 1996 (pdf)
Escaping the rabbit hole by Mick West 2018
Former followers:
"You guys were right"
AMA with a former Q believer
"Former Q**** joining your group"
"Any other former Qultists lurking here?"
"One of the biggest reasons is when I heard of Qanon I also was.."
"I had two friends who introduced me to Q when it was first starting."
Debunking Q:
Qult_headquarters
Qproofsdebunked
Qanon debunked
Frequently debunked claims
List of Q drops that have failed or been debunked
A non-comprehensive timeline of Q's failed predictions and mistakes
How three conspiracy theorists took 'Q' and sparked Qanon
Internet prophecy cults 101: Qanon and his predecessors
Q behind Qanon: The uncomfortable evidence
Fall cabal part 1 debunk
Out of shadows debunk
Plandemic debunk
Gematria debunk
Adrenochrome debunk
https://twitter.com/Qanonanonymous
https://twitter.com/rothschildmd
https://twitter.com/travis_view
https://twitter.com/dappergander
https://rationalwiki.org/wiki/Qanon
Media literacy:
https://en.wikipedia.org/wiki/Media_literacy
National Association for Media Literacy Education
News Literacy Project: provides resources for the public to learn the abilities needed to be smart, active consumers of information
Crash Course media literacy series
Fight child trafficking:
Volunteer to a local anti-trafficking organization.
Support the Bikers Against Child Abuse which offers various levels of intervention to create a safer environment for abused children.
Get TraffickCam and upload photos of hotel rooms you stay in.
Report a potential trafficking situation to the National Human Trafficking Hotline.
Donate to the Save the Children Fund who work globally to stop trafficking.
Support Innocence in Danger, a global effort to protect children from all forms of abuse.
Support the National Center for Missing and Exploited Children or utilize their CyberTipline.
Donate to the Human Trafficking Legal Center who provides pro bono legal services to survivors.
Check out the Department of Labor’s list of goods produced by child or forced labor.
Tell your elected officials to prioritize trafficking investigations.
Non-expert advice:
Arguing is out and debunking right off the bat is tough. Remind them of shared experiences and get them to laugh. Exercise/activity, sleep/diet, old/new hobbies, old/new surroundings (fav restaurant/day trip) help. Psychoactive drugs should be stopped. Avoid whatever makes them tense or angry. Pick something that's not volatile and ask them to tell you the details. It's good for them to lay it out. Be respectful, supportive but not smarmy and use logical, sparse debunks on salient points later. Agree with some facet of the details but point out the fallacy. Humor worked for me. I would go further. "Barack Obama isn't an illegal alien he's a space alien!" Then point out the absurdities. Take time between debunk sessions. Get to the core of what they've been told and identify why it's important to them. Fear, anger and emotion seem to be hyped. Ask: "What impact has this had on your life? The thing you're directing such energy towards? What if next month there's no arrests?" Subvert the negative of their personality and project warmth, walk away when they start to show signs. Address their best selves and project appreciation for that person. Separate them from what's feeding info. Expose them to materials on critical thinking. Try the rational wiki. Get them to read something generic and out of their mindset. Takes time, patience, a light touch and repeated effort to make progress. Professional counseling can help. Here's a link to some: Chat with a counselor now
Qultists in action:
Comprehensive list of significant Qanon related incidents
submitted by graneflatsis to skeptic [link] [comments]


2020.07.18 13:50 graneflatsis Compiled resources for Qult recovery - Please help add some!

This is a compilation of Qanon cult recovery resources. Please critique and help add some! Feel free to crosspost or paste this anywhere you want.
Web:
Characteristics associated with cultic groups
Coping with cult members
How to talk someone out of a damaging cult
How to talk to conspiracy theorists and still be kind
Why do some people believe in conspiracy theories?
How to talk to people stuck in a conspiracy theory hellscape
What to say if people you love believe coronavirus conspiracy theories
How to respond to your family's coronavirus conspiracy theories
Cult recovery 101 resources
Local International Cultic Studies meetings (free)
Qanoncasualties
altrightbrainwashing
Foxbrain
Chat with a counselor now (free)
Dealing with paranoia
Dealing with violence
Apophenia: Seeing patterns everywhere
Moral panic: who benefits from public fear?
Why are right-wing conspiracies so obsessed with pedophilia?
Podcasts:
Qanon anonymous
How to chart a path out of Qanon
House of mystery with Mike Rothschild
Tales from the rabbit hole with Mike Rothschild
NYT Rabbit hole p7: where we go one (good primer) - p8: we go all (ex-Qanon)
The origins of #Qanon, follow the white rabbit p1
Crime and Scandal: From SRA, pizzagate to Qanon
Reply all: The Qanon code
Videos:
Advice to family & friends of cult members
Chris Shelton Apr 19, 2017 15:24
Leaving and recovering from cultic groups
Michael Langone, Patrick Ryan Nov 17, 2018 1:49:18
A detailed discussion about Qanon
Steve Hassan, Travis View Dec 12, 2019 44:53
Qanon and the return of magic [nsfw lang.]
Kirby Ferguson Aug 3, 2020 43:24
Qanon, coronavirus and the conspiracy cult
BBC News Jul 27, 2020 12:25
The sprawling universe of Qanon
Gillian White, Adrienne LaFrance May 28, 2020 38:44
The cult of Qanon - The Open Mind
Richard Heffner, Travis View Apr 26, 2020 27:57
The brainwashing of my dad - Trailer
Books:
Combating cult mind control by Steve Hassan 1988 (pdf)
Recovery from cults by Michael Langone 1995 (preview)
Cults in our midst by Margaret Singer 1996 (pdf)
Escaping the rabbit hole by Mick West 2018
Former followers:
"You guys were right"
AMA with a former Q believer
"Former Q**** joining your group"
"Any other former Qultists lurking here?"
"One of the biggest reasons is when I heard of Qanon I also was.."
"I had two friends who introduced me to Q when it was first starting."
Debunking Q:
Qult_headquarters
Qproofsdebunked
Qanon debunked
Frequently debunked claims
List of Q drops that have failed or been debunked
A non-comprehensive timeline of Q's failed predictions and mistakes
How three conspiracy theorists took 'Q' and sparked Qanon
Internet prophecy cults 101: Qanon and his predecessors
Q behind Qanon: The uncomfortable evidence
Fall cabal part 1 debunk
Out of shadows debunk
Plandemic debunk
Gematria debunk
Adrenochrome debunk
https://twitter.com/Qanonanonymous
https://twitter.com/rothschildmd
https://twitter.com/travis_view
https://twitter.com/dappergander
https://rationalwiki.org/wiki/Qanon
Media literacy:
https://en.wikipedia.org/wiki/Media_literacy
National Association for Media Literacy Education
News Literacy Project: provides resources for the public to learn the abilities needed to be smart, active consumers of information
Crash Course media literacy series
Fight child trafficking:
Volunteer to a local anti-trafficking organization.
Support the Bikers Against Child Abuse which offers various levels of intervention to create a safer environment for abused children.
Get TraffickCam and upload photos of hotel rooms you stay in.
Report a potential trafficking situation to the National Human Trafficking Hotline.
Donate to the Save the Children Fund who work globally to stop trafficking.
Support Innocence in Danger, a global effort to protect children from all forms of abuse.
Support the National Center for Missing and Exploited Children or utilize their CyberTipline.
Donate to the Human Trafficking Legal Center who provides pro bono legal services to survivors.
Check out the Department of Labor’s list of goods produced by child or forced labor.
Tell your elected officials to prioritize trafficking investigations.
Non-expert advice:
Arguing is out and debunking right off the bat is tough. Remind them of shared experiences and get them to laugh. Exercise/activity, sleep/diet, old/new hobbies, old/new surroundings (fav restaurant/day trip) help. Psychoactive drugs should be stopped. Avoid whatever makes them tense or angry. Pick something that's not volatile and ask them to tell you the details. It's good for them to lay it out. Be respectful, supportive but not smarmy and use logical, sparse debunks on salient points later. Agree with some facet of the details but point out the fallacy. Humor worked for me. I would go further. "Barack Obama isn't an illegal alien he's a space alien!" Then point out the absurdities. Take time between debunk sessions. Get to the core of what they've been told and identify why it's important to them. Fear, anger and emotion seem to be hyped. Ask: "What impact has this had on your life? The thing you're directing such energy towards? What if next month there's no arrests?" Subvert the negative of their personality and project warmth, walk away when they start to show signs. Address their best selves and project appreciation for that person. Separate them from what's feeding info. Expose them to materials on critical thinking. Try the rational wiki. Get them to read something generic and out of their mindset. Takes time, patience, a light touch and repeated effort to make progress. Professional counseling can help. Here's a link to some: Chat with a counselor now
Qultists in action:
Comprehensive list of significant Qanon related incidents
submitted by graneflatsis to Qult_Headquarters [link] [comments]


2020.07.18 13:48 graneflatsis Compiled resources for Qult recovery - Please help add some!

This is a compilation of Qanon cult recovery resources. Please critique and help add some! Feel free to crosspost or paste this anywhere you want.
Web:
Characteristics associated with cultic groups
Coping with cult members
How to talk someone out of a damaging cult
What to do when someone you love becomes obsessed with Qanon
How to talk to conspiracy theorists and still be kind
Why do some people believe in conspiracy theories?
How to talk to people stuck in a conspiracy theory hellscape
How to respond to your family's coronavirus conspiracy theories
What to say if people you love believe coronavirus conspiracy theories
Qanon and the BITE model - behavior, information, thoughts & emotions
Cult recovery 101 resources
Local International Cultic Studies meetings (free)
Qanoncasualties
altrightbrainwashing
Foxbrain
Chat with a counselor now (free)
Dealing with paranoia
Dealing with violence
Apophenia: Seeing patterns everywhere
Moral panic: who benefits from public fear?
How to change a person’s mind with science
Why are right-wing conspiracies so obsessed with pedophilia?
Podcasts:
Qanon anonymous - (w/ Steve Hassan)
How to chart a path out of Qanon
House of mystery with Mike Rothschild
Tales from the rabbit hole with Mike Rothschild
NYT Rabbit hole pt7 (good primer) - pt8 (ex-Qanon)
The origins of Qanon, follow the white rabbit pt1
Crime and scandal: From SRA, pizzagate to Qanon
Reply all: The Qanon code
Videos:
Advice to family & friends of cult members
Chris Shelton Apr 19, 2017 15:24
Leaving and recovering from cultic groups
Michael Langone, Patrick Ryan Nov 17, 2018 1:49:18
A detailed discussion about Qanon
Steve Hassan, Travis View Dec 12, 2019 44:53
Qanon and the return of magic [nsfw lang.]
Kirby Ferguson Aug 3, 2020 43:24
Qanon, coronavirus and the conspiracy cult
BBC News Jul 27, 2020 12:25
The sprawling universe of Qanon
Gillian White, Adrienne LaFrance May 28, 2020 38:44
The cult of Qanon
Richard Heffner, Travis View Apr 26, 2020 27:57
The brainwashing of my dad - Trailer
Books:
Combating cult mind control by Steve Hassan 1988 (pdf)
Recovery from cults by Michael Langone 1995 (preview)
Cults in our midst by Margaret Singer 1996 (pdf)
Escaping the rabbit hole by Mick West 2018
Conspiracy theory handbook (booklet, pdf)
Former followers:
"I was in the Qult"
"You guys were right"
"It is possible to recover!"
AMA with a former Q believer
"I was once a believer in it." - 2 - 3
"as someone who once followed Q.."
"Any other former Qultists lurking here?"
"I got into "Q" back in January 2018.." - 2
"I recently found myself consumed by Qanon."
"Q: "Trust the plan." Serious question: why should I?"
"Well I always had doubts cause some of it didn't make sense.."
"One of the biggest reasons is when I heard of Qanon I also was.."
"I had two friends who introduced me to Q when it was first starting.."
"ex-pizzagate/right-wing follower, I want to help others understand.."
"So I used to follow Pizzagate... It makes me cringe to think about..
NY man who formerly believed Qanon conspiracy speaks out.
Debunking Q:
Qult_headquarters
Qproofsdebunked
Qanon debunked
Q and the origins of Q
Frequently debunked claims
List of Q drops that have failed or been debunked
A non-comprehensive timeline of Q's failed predictions and mistakes
Internet prophecy cults 101: Qanon and his predecessors
How three conspiracy theorists took 'Q' and sparked Qanon
The deep twisted roots of Qanon
Q behind Qanon: The uncomfortable evidence
800k missing kids a year debunk 1 - debunk 2 - debunk 3
Fall cabal debunk 1 - debunk 2
Out of shadows debunk
Plandemic debunk
Plandemic: Indoctrination debunk 1 - debunk 2
Gematria debunk
Adrenochrome debunk 1 - debunk 2
https://twitter.com/Qanonanonymous
https://twitter.com/rothschildmd
https://twitter.com/travis_view
https://twitter.com/dappergander
https://rationalwiki.org/wiki/Qanon
Media literacy:
https://en.wikipedia.org/wiki/Media_literacy
National Association for Media Literacy Education
News Literacy Project: provides resources for the public to learn the abilities needed to be smart, active consumers of information
Crash Course media literacy series
Fight child trafficking:
Volunteer to a local anti-trafficking organization.
Support the Bikers Against Child Abuse which offers various levels of intervention to create a safer environment for abused children.
Get TraffickCam and upload photos of hotel rooms you stay in.
Donate to Love146, Qanoncasualties' fav charity through our own fundraiser.
Report a potential trafficking situation to the National Human Trafficking Hotline.
Donate to the Save the Children Fund who work globally to stop trafficking.
Support Innocence in Danger, a global effort to protect children from all forms of abuse.
Support the National Center for Missing and Exploited Children or utilize their CyberTipline.
Donate to the Human Trafficking Legal Center who provides pro bono legal services to survivors.
Check out the Department of Labor’s list of goods produced by child or forced labor.
Tell your elected officials to prioritize trafficking investigations.
So you want to end child sex trafficking? Here’s how to find organizations that are truly doing that.
Non-expert advice:
Arguing is out and debunking right off the bat is tough. Remind them of shared experiences/old times and get them to laugh. Exercise/activity, sleep/diet, old/new hobbies, old/new surroundings (fav restaurant/day trip) help. Psychoactive drugs should be stopped. Avoid whatever makes them tense or angry. Pick something that's not volatile and ask them to tell you the details. It's good for them to lay it out. Be respectful, supportive but not smarmy and use logical, sparse debunks on salient points later. Agree with some facet of the details but point out the fallacy. Humor worked for me. I would go further. "Barack Obama isn't an illegal alien he's a space alien!" Then point out the absurdities. Take time between debunk sessions. Get to the core of what they've been told and identify why it's important to them. Fear, anger and emotion seem to be hyped. Ask: "What impact has this had on your life? The thing you're directing such energy towards? What if next month there's no arrests?" Subvert the negative of their personality and project warmth - learn to ignore or walk away when they start to show signs. Address their best selves and project appreciation for that person. Separate them from what's feeding info. Expose them to materials on critical thinking and media literacy. Get them to read something generic and out of their mindset. Takes time, patience, a light touch and repeated effort to make progress. Professional counseling can help. Here's a link to some (free): Chat with a counselor now
Qultists in action:
Comprehensive list of significant Qanon related incidents
submitted by graneflatsis to QAnonCasualties [link] [comments]


2020.07.13 19:18 Nitisishya A comprehensive list of known and alleged co-conspirators, clients, and associates of Epstein-Maxwell sex trafficking network we know so far

--------------------------------
Co-conspirators: people who allegedly knew about Epstein-Maxwell sex trafficking network, helped them run the network, and/or promoted them allowing them to expand the network
--------------------------------
Sarah Kellen, Nadia Marcinkova, Adriana Ross, Lesley Groff, were all co-conspirators who helped run Epstein's trafficking operation.
John Brockman, influential literary agent who established Edge Foundations and ran a scientific salon which featured prominent billionaires, scientists, artists, novelists, journalists, and musicians all mingling together and discussing topics. One of Brockman's clients, Evgeny Morozov, published an article after Epstein's death: Jeffrey Epstein’s Intellectual Enabler which duped Brockman as Epstein's "intellectual enabler" who allowed Epstein to infiltrate the intellectual world of elites and forge so many connections and in many instances acted as his personal PR agent: the author shares an email that Brockman sent back in 2013: Jeffrey Epstein... with his beautiful young assistant from Belarus... will be in Cambridge in a couple of weeks... You are one of the people I suggested [he meet]... He also got into trouble and spent a year in jail in Florida... Last time I visited his house (the largest private residence in NYC), I walked in to find him in a sweatsuit and a British guy in a suit with suspenders, getting foot massages from two young well-dressed Russian women... At that point I realized that the recipient of Irina’s foot massage was his Royal Highness, Prince Andrew, the Duke of York. Edge Foundations received between 2001 and 2015 $638k from Epstein’s various foundations. In many of those years, Epstein was Edge’s sole donor.
Peggy Siegal, influential entertainment publicist who allowed Epstein access to the world of Hollywood elites and helped rehabilitate his image after 2008. Highly connected with NYC elite and owner of one of the top media marketing firms, she organized and hosts events such as film screenings, to which she invites prominent figures. 3 former Siegal employees describe the relationship between Siegal and Epstein as symbiotic whereby Siegal would obtain gifts from Epstein and she would allow Epstein access even after his 2008 conviction (he was seen two months after release from jail at one of her events). One ex-employee shared with THR screenshots (mentioned in the article linked earlier) of a chat with a colleague from July 2010, in which this staffer overheard Siegal talking on the phone with Epstein. “OMFG Jeffrey Epstein” the employee typed to her colleague. “She’s like, ‘You’re not dating anyone, right?’ And he’s like, ‘Well, I am, but you know, she’s very young.’ And she’s like, ‘Stop!’”. Another employee believes Siegal, who primarily employs young women, was aware of Epstein as an ongoing risk. “She said to me” this person asserts, “Make sure you stay away from Jeffrey at that [upcoming firm-hosted] party.’”
Jean-Luc Brunel, French modeling agent who was Epstein's friend and in whose modeling firm Epstein invested $1 million. He has been accused of rape by numerous models. Virginia Roberts claimed to have been forced to have sex with him as well and that Brunel was a key figure in Epstein's trafficking network.
--------------------------------
Clients: people who allegedly had sexually exploited girls from Epstein-Maxwell trafficking network
--------------------------------
Prince Andrew, to whom Virginia Roberts and Johanna Sjoberg were trafficked, and who was a known close associate of Epstein even after his conviction in 2008. There is footage which shows Prince Andrew in Epstein's mansion + a photo of the prince with Virginia Roberts (when she was 17) and Ghislaine Maxwell. Prince Andrew was also seen getting a foot massage from a young woman at Epstein's apartment.
Ehud Barak, former Israeli prime minister with whom Virginia Roberts claims to have been forced to have sex, and who was photographed visiting Epstein's Manhattan townhouse (which he admitted in addition to visiting Epstein's Caribbean island but denied the rest obviously). The same cameras captured multiple girls/women leaving Epstein's townhouse within hours of the PM visiting/leaving the townhouse.
Glenn Dubin, hedge-fund billionaire who has close ties to Epstein and who Virginia Roberts alleges was the first powerful man Ghislaine Maxwell directed her to have sex with in 2001. Glenn's wife Eva Andersson-Dubin, a model and former Miss Sweden was Epstein's ex-girlfriend and a close friend of Ghislaine Maxwell. Former house manager for the Dubins, Rinaldo Rizzo, described a horrifying 2005 encounter when the Dubins brought a 15-year-old girl to work as a nanny, the girl was shaking and crying as she described to the house butler and his wife about her dealings with Ghislaine Maxwell and Epstein's personal assistant, Sarah Kellen, in the US Virgin Islands. Maxwell pressured the girl to have sex and took her passport when she refused, threatening the girl not to speak about the incident. A month into her employ, the Dubins took the girl with them to Sweden, where she was dropped off at an airport. The couple remained close friends with Epstein even after his 2008 conviction, with Eva writing in an email to Epstein’s probation officer in 2009: "I am 100% comfortable with Jeffrey Epstein around my children”.
Alan Dershowitz, the lawyer who Epstein called back in 2005 when he was made aware of the police investigation into his pedophile network. He helped Epstein negotiate his plea deal and he was also on the legal defense team of Harvey Weinstein and Donald Trump's regarding his impeachment. Virginia Roberts and Sarah Ransome claimed to have been forced to have sex with him.
George Mitchell, former US Senator and Senate Majority Leader with whom Virginia Roberts claims to have been forced to have sex. Mitchell said back in 2002: “I would certainly call [Epstein] a friend and a supporter.” Epstein's black book lists a dozen numbers for him under the heading “Piper, Rudnick,” the name of the Washington law firm where Mitchell was a partner.
Bill Richardson, former US governor, Congressman, Secretary, and Ambassador to UN with whom Virginia Roberts alleges she was forced to have sex. Richardson visited Epstein’s 7,000-acre Zorro Ranch in New Mexico and Epstein donated $50k to Richardson’s 2002 and 2006 gubernatorial campaigns, and Bill Richardson's name appears in Epstein's black book.
Nathan Myhrvold, former CTO of Microsoft and co-founder of Intellectual Ventures, he has been close with Epstein for years. Sources mention Epstein visited Myhrvold’s investment firm Intellectual Ventures, and brought along “young girls” who looked like “Russian models", and that Myhrvold spoke openly about borrowing Epstein’s private jet and staying at Epstein’s houses in Palm Beach and Manhattan. Myhrvold has also been accused of having underage sex by Alan Dershowitz, of all people.
Marvin Minsky, prominent MIT scientist with whom Virginia Roberts alleges she was forced to have sex, and who received a $100k research grant from Epstein in 2002, the first from Epstein to MIT. He most likely met Epstein via his literary agent, John Brockman.
Matt Groening, The Simpsons creator to whom Virginia Roberts alleges to have given a foot massage on Epstein's private jet.
--------------------------------
Close business associates: people who had a business relationship with Epstein/Maxwell, some of whom probably knew/suspected about the sex trafficking network
--------------------------------
Les Wexner, a billionaire corporate titan who handed Epstein sweeping powers over his finances, philanthropy and private life, authorizing Epstein to borrow money on his behalf, to sign his tax returns, to hire people and to make acquisitions according to NYT. The NYT article details their close relationship, and how Epstein's sexual predatory behavior goes back to him working with Wexner and how Wexner enabled him to continue without consequences.
Mohammed bin Salman, the Saudi crown prince who Epstein mentioned to a NYT reporter visited him many times. The NYT article linked also mentions Epstein having a framed photograph of the Saudi prince in his Manhattan mansion, in addition to other prominent figures (including figures with various sexual scandals like Woody Allen and Bill Clinton). Epstein's jet was reported to be in Riyadh at the same time as crown prince was present on the eve of 2016 US election. Epstein also had a Saudi passport. The NYT articled linked earlier also mentions Epstein working with Elon Musk trying to get the Saudis to invest in Tesla.
Steven Hoffenberg, CEO, Chairman, President of Towers Financial Corporation who hired Epstein in 1987 as a consultant for $25k a month; they traveled the world together on Hoffenberg's private jet. Hoffenberg pled guilty for running one of the biggest Ponzi scheme in US history and filed a lawsuit in 2018 calling Jeffrey Epstein as an uncharged co-conspirator who "knowingly and intentionally utilized funds he fraudulently diverted and obtained from this massive Ponzi scheme for his own personal use to support a lavish lifestyle." Hoffenberg says that this was what propelled Epstein to obscene wealth.
Lawrence Summers, former US Treasury Secretary and president of Harvard University to which Epstein donate at least $30 million during Summers's tenure, and Epstein was given an office at Harvard for his personal use. The two served on foreign relations advisory panels together, and Epstein's special connection with Summers was the subject of an article in 2003: Mogul Donor Gives Harvard More Than Money, which describes Epstein cultivating a relationship with various Harvard elites.
Joi Ito, former director of MIT Media Lab who invited Epstein to the lab after meeting him in 2013 (after Epstein's 2008 conviction as a sex offender) and that the lab accepted money through foundations controlled by Epstein. Ito himself visited Epstein's residences, including Epstein's home in the Caribbean, twice, according to NYT. Most likely met Epstein via his literary agent, John Brockman.
Lawrence Krauss, prominent US physicist and science popularizer, who worked at ASU and was the director of Origins Project, to which Epstein donated $250k over the years. Krauss defended his continued relationship with Epstein in 2011 (after Epstein's 2008 conviction as a sex offender) saying: "Jeffrey has surrounded himself with beautiful women... and he always has women ages 19 to 23 around him, but I've never seen anything else...". Krauss also was found guilty of violating ASU sexual harassment policies in 2018 and retired after.
Scott Borgerson, multi-millionaire CEO, who was a longtime friend of Ghislaine Maxwell and in whose mansion she was allegedly hiding at one point.
--------------------------------
Other close associates: people who are connected to Epstein/Maxwell and who probably knew/suspected about the sex trafficking network
--------------------------------
Hassanal Bolkiah, Sultan and prime minister of Brunei and one of the wealthiest billionaires in the world who met Epstein and Bill Clinton in 2002 when they traveled to Brunei in Epstein's private jet. In 1997, the Sultan was sued by a former Miss USA who said she was held as a sex slave, drugged, and molested by Brunei’s royal family. The lawsuit was dropped after the Sultan and his brother claimed diplomatic immunity. The Sultan and his brother are infamous for their sex parties and their harems composed mainly of underage girls.
Donald Trump, who was a known friend and associate of Epstein. Numerous photos and videos show Trump and Epstein together at parties, especially at Mar-a-Lago. Mar-a-Lago appears to have been a key location from where Maxwell recruited some of the girls, Virginia Roberts being one of them. Virginia Roberts mentions "I didn’t physically see him [Trump] have sex with any of the girls" and “Donald Trump never flirted with me”, however Trump's close relation with Epstein and some of his statements ("Epstein likes beautiful women as much as I do, and many of them are on the younger side") seem to indicate that Trump, at the very least, was aware of / suspected Epstein's trafficking operation.
Bill Clinton, who was a close friend of Epstein and who flew at least 26 times with Epstein on his private jet. Virginia Roberts claimed to have seen Clinton on the island but said "he never behaved inappropriately", however his close relationship with Epstein and the fact that he has been to Epstein's private island and jet seems to indicate that Bill Clinton, at the very least, was aware of / suspected Epstein's trafficking operation.
Kevin Spacey, prominent American actors who flew with Bill Clinton, Ghislaine Maxwell, and Chris Tucker on Epstein's private jet "Lolita Express" to Africa in 2002 (and, according to flight logs, the Azores). Kevin Spacey is accused by multiple people of sexual assault/harassment of minors.
Charlie Rose, famous TV journalist and talk show host who corresponded with Epstein dozens of times in the 2000s. Epstein gave Rose the names and phone numbers of 5 women he thought the anchor should hire as assistants, one of whom was a former Harvey Weinstein assistant. Rose hired 3 of the women Epstein recommended, one of whom would eventually be one of 34 other women to accuse Rose of sexual harassment saying: "I was being offered up for abuse” . Rose also attended a diner headlined by Prince Andrew in Epstein's NYC mansion in 2011 after Epstein's jail release.
Ronald Burkle, US billionaire whose name is mentioned in Epstein’s black book and on Epstein’s private jet log. Burkle took trips to Africa with Bill Clinton on Epstein’s private jet "Lolita Express". According to a 2008 Vanity Fair feature about the former president, “Burkle’s usual means of transport is the custom-converted Boeing 757 that Clinton calls ‘Ron Air’ and that Burkle’s own circle of young aides privately refer to as ‘Air Fuck One.’ ”
Alexander Acosta, US attorney and former Secretary of Labor who in 2008 agreed to Epstein's controversial plea deal, whereby Epstein was to serve only 13 months in a private wing of the county jail, permitted to leave for 12 hours a day as 'work release'; in addition the deal granted immunity to any potential co-conspirators. The plea deal shut down the ongoing FBI investigation into more potential victims and the powerful people part of Epstein's network.
-------------------------------
I will make three additional points:
1) Keep in mind that the number of pedophiles that victims were able to identify is small (the identified ones were most probably the ones who were introduced to the victims, like Prince Andrew). In fact, Virginia Roberts stated there were much more people, but she couldn't identify them. How many world leaders, politicians, CEOs, business executives, etc. would you be able to identify? Probably a very tiny portion. Underage girls especially.
2) Epstein's operation probably went beyond a pedophile blackmail ring, he had potentially damaging information on non-pedophile prominent figures regarding their own illegal sexual activity (or socially unacceptable / damaging / taboo sexual activity like soliciting prostitution) and drug use. The NYT reporter who was invited by Epstein for an interview in 2018 mentions this in his article:
He also claimed to know a great deal about these [rich, famous, and powerful] people, some of it potentially damaging or embarrassing, including details about their supposed sexual proclivities and recreational drug use.
He said people in Silicon Valley had a reputation for being geeky workaholics, but that was far from the truth: They were hedonistic and regular users of recreational drugs. He said he’d witnessed prominent tech figures taking drugs and arranging for sex (Mr. Epstein stressed that he never drank or used drugs of any kind).
3) Epstein and Maxwell have dined with / socialized with / photographed with / had a business relationship with various other famous figures like Woody Allen, Mike Bloomberg, Bill Gates, Elon Musk, Mark Zuckerberg, Stephen Hawking, Murray Gell-Mann, Frank Wilczek, Reid Hoffman, etc. Epstein would often invite these prominent elites to lure in even more rich famous powerful people to his social circle. It is hard to know whether they were clients of Epstein's pedophile operation, whether they knew of Epstein's operation, or whether they were totally oblivious. Many of them are one-time visitors to Epstein's island or attended a business diner with Epstein/Maxwell, or socialized at an event with Epstein/Maxwell, so I have not included them in the list of close associates. I personally think that people who visited Epstein multiple times at the very least suspected Epstein's sex trafficking operation (Epstein's accuser mentioned: "you could not spend time around Epstein and not know what was going on" because Epstein would have underage girls around him all the time; Epstein allegedly had a physical urge to rape 3 times a day at least). Even one-time visitors probably suspected something was wrong. For example, Heidi Klum, Naomi Campbell, Al Gore and his wife Tipper were seen on Epstein's island and were introduced to some of the underage girls. I'm not sure how these underage girls were introduced, but such a thing should be an instant red flag for anyone. Probably these rich famous people didn't care much or dismissed it because all the other rich famous people in the event would not raise the issue, an obvious instance of groupthink.
submitted by Nitisishya to conspiracy [link] [comments]


2020.07.13 19:16 Nitisishya A comprehensive list of known and alleged co-conspirators, clients, and associates of Epstein-Maxwell sex trafficking network

--------------------------------
Co-conspirators: people who allegedly knew about Epstein-Maxwell sex trafficking network, helped them run the network, and/or promoted them allowing them to expand the network
--------------------------------
Sarah Kellen, Nadia Marcinkova, Adriana Ross, Lesley Groff, were all co-conspirators who helped run Epstein's trafficking operation.
John Brockman, influential literary agent who established Edge Foundations and ran a scientific salon which featured prominent billionaires, scientists, artists, novelists, journalists, and musicians all mingling together and discussing topics. One of Brockman's clients, Evgeny Morozov, published an article after Epstein's death: Jeffrey Epstein’s Intellectual Enabler which duped Brockman as Epstein's "intellectual enabler" who allowed Epstein to infiltrate the intellectual world of elites and forge so many connections and in many instances acted as his personal PR agent: the author shares an email that Brockman sent back in 2013: Jeffrey Epstein... with his beautiful young assistant from Belarus... will be in Cambridge in a couple of weeks... You are one of the people I suggested [he meet]... He also got into trouble and spent a year in jail in Florida... Last time I visited his house (the largest private residence in NYC), I walked in to find him in a sweatsuit and a British guy in a suit with suspenders, getting foot massages from two young well-dressed Russian women... At that point I realized that the recipient of Irina’s foot massage was his Royal Highness, Prince Andrew, the Duke of York. Edge Foundations received between 2001 and 2015 $638k from Epstein’s various foundations. In many of those years, Epstein was Edge’s sole donor.
Peggy Siegal, influential entertainment publicist who allowed Epstein access to the world of Hollywood elites and helped rehabilitate his image after 2008. Highly connected with NYC elite and owner of one of the top media marketing firms, she organized and hosts events such as film screenings, to which she invites prominent figures. 3 former Siegal employees describe the relationship between Siegal and Epstein as symbiotic whereby Siegal would obtain gifts from Epstein and she would allow Epstein access even after his 2008 conviction (he was seen two months after release from jail at one of her events). One ex-employee shared with THR screenshots (mentioned in the article linked earlier) of a chat with a colleague from July 2010, in which this staffer overheard Siegal talking on the phone with Epstein. “OMFG Jeffrey Epstein” the employee typed to her colleague. “She’s like, ‘You’re not dating anyone, right?’ And he’s like, ‘Well, I am, but you know, she’s very young.’ And she’s like, ‘Stop!’”. Another employee believes Siegal, who primarily employs young women, was aware of Epstein as an ongoing risk. “She said to me” this person asserts, “Make sure you stay away from Jeffrey at that [upcoming firm-hosted] party.’”
Jean-Luc Brunel, French modeling agent who was Epstein's friend and in whose modeling firm Epstein invested $1 million. He has been accused of rape by numerous models. Virginia Roberts claimed to have been forced to have sex with him as well and that Brunel was a key figure in Epstein's trafficking network.
--------------------------------
Clients: people who allegedly had sexually exploited girls from Epstein-Maxwell trafficking network
--------------------------------
Prince Andrew, to whom Virginia Roberts and Johanna Sjoberg were trafficked, and who was a known close associate of Epstein even after his conviction in 2008. There is footage which shows Prince Andrew in Epstein's mansion + a photo of the prince with Virginia Roberts (when she was 17) and Ghislaine Maxwell. Prince Andrew was also seen getting a foot massage from a young woman at Epstein's apartment.
Ehud Barak, former Israeli prime minister with whom Virginia Roberts claims to have been forced to have sex, and who was photographed visiting Epstein's Manhattan townhouse (which he admitted in addition to visiting Epstein's Caribbean island but denied the rest obviously). The same cameras captured multiple girls/women leaving Epstein's townhouse within hours of the PM visiting/leaving the townhouse.
Glenn Dubin, hedge-fund billionaire who has close ties to Epstein and who Virginia Roberts alleges was the first powerful man Ghislaine Maxwell directed her to have sex with in 2001. Glenn's wife Eva Andersson-Dubin, a model and former Miss Sweden was Epstein's ex-girlfriend and a close friend of Ghislaine Maxwell. Former house manager for the Dubins, Rinaldo Rizzo, described a horrifying 2005 encounter when the Dubins brought a 15-year-old girl to work as a nanny, the girl was shaking and crying as she described to the house butler and his wife about her dealings with Ghislaine Maxwell and Epstein's personal assistant, Sarah Kellen, in the US Virgin Islands. Maxwell pressured the girl to have sex and took her passport when she refused, threatening the girl not to speak about the incident. A month into her employ, the Dubins took the girl with them to Sweden, where she was dropped off at an airport. The couple remained close friends with Epstein even after his 2008 conviction, with Eva writing in an email to Epstein’s probation officer in 2009: "I am 100% comfortable with Jeffrey Epstein around my children”.
Alan Dershowitz, the lawyer who Epstein called back in 2005 when he was made aware of the police investigation into his pedophile network. He helped Epstein negotiate his plea deal and he was also on the legal defense team of Harvey Weinstein and Donald Trump's regarding his impeachment. Virginia Roberts and Sarah Ransome claimed to have been forced to have sex with him.
George Mitchell, former US Senator and Senate Majority Leader with whom Virginia Roberts claims to have been forced to have sex. Mitchell said back in 2002: “I would certainly call [Epstein] a friend and a supporter.” Epstein's black book lists a dozen numbers for him under the heading “Piper, Rudnick,” the name of the Washington law firm where Mitchell was a partner.
Bill Richardson, former US governor, Congressman, Secretary, and Ambassador to UN with whom Virginia Roberts alleges she was forced to have sex. Richardson visited Epstein’s 7,000-acre Zorro Ranch in New Mexico and Epstein donated $50k to Richardson’s 2002 and 2006 gubernatorial campaigns, and Bill Richardson's name appears in Epstein's black book.
Nathan Myhrvold, former CTO of Microsoft and co-founder of Intellectual Ventures, he has been close with Epstein for years. Sources mention Epstein visited Myhrvold’s investment firm Intellectual Ventures, and brought along “young girls” who looked like “Russian models", and that Myhrvold spoke openly about borrowing Epstein’s private jet and staying at Epstein’s houses in Palm Beach and Manhattan. Myhrvold has also been accused of having underage sex by Alan Dershowitz, of all people.
Marvin Minsky, prominent MIT scientist with whom Virginia Roberts alleges she was forced to have sex, and who received a $100k research grant from Epstein in 2002, the first from Epstein to MIT. He most likely met Epstein via his literary agent, John Brockman.
Matt Groening, The Simpsons creator to whom Virginia Roberts alleges to have given a foot massage on Epstein's private jet.
--------------------------------
Close business associates: people who had a close business relationship with Epstein/Maxwell, who probably knew/suspected about the sex trafficking network
--------------------------------
Les Wexner, a billionaire corporate titan who handed Epstein sweeping powers over his finances, philanthropy and private life, authorizing Epstein to borrow money on his behalf, to sign his tax returns, to hire people and to make acquisitions according to NYT. The NYT article details their close relationship, and how Epstein's sexual predatory behavior goes back to him working with Wexner and how Wexner enabled him to continue without consequences.
Mohammed bin Salman, the Saudi crown prince who Epstein mentioned to a NYT reporter visited him many times. The NYT article linked also mentions Epstein having a framed photograph of the Saudi prince in his Manhattan mansion, in addition to other prominent figures (including figures with various sexual scandals like Woody Allen and Bill Clinton). Epstein's jet was reported to be in Riyadh at the same time as crown prince was present on the eve of 2016 US election. Epstein also had a Saudi passport. The NYT articled linked earlier also mentions Epstein working with Elon Musk trying to get the Saudis to invest in Tesla.
Steven Hoffenberg, CEO, Chairman, President of Towers Financial Corporation who hired Epstein in 1987 as a consultant for $25k a month; they traveled the world together on Hoffenberg's private jet. Hoffenberg pled guilty for running one of the biggest Ponzi scheme in US history and filed a lawsuit in 2018 calling Jeffrey Epstein as an uncharged co-conspirator who "knowingly and intentionally utilized funds he fraudulently diverted and obtained from this massive Ponzi scheme for his own personal use to support a lavish lifestyle." Hoffenberg says that this was what propelled Epstein to obscene wealth.
Lawrence Summers, former US Treasury Secretary and president of Harvard University to which Epstein donate at least $30 million during Summers's tenure, and Epstein was given an office at Harvard for his personal use. The two served on foreign relations advisory panels together, and Epstein's special connection with Summers was the subject of an article in 2003: Mogul Donor Gives Harvard More Than Money, which describes Epstein cultivating a relationship with various Harvard elites.
Joi Ito, former director of MIT Media Lab who invited Epstein to the lab after meeting him in 2013 (after Epstein's 2008 conviction as a sex offender) and that the lab accepted money through foundations controlled by Epstein. Ito himself visited Epstein's residences, including Epstein's home in the Caribbean, twice, according to NYT. Most likely met Epstein via his literary agent, John Brockman.
Lawrence Krauss, prominent US physicist and science popularizer, who worked at ASU and was the director of Origins Project, to which Epstein donated $250k over the years. Krauss defended his continued relationship with Epstein in 2011 (after Epstein's 2008 conviction as a sex offender) saying: "Jeffrey has surrounded himself with beautiful women... and he always has women ages 19 to 23 around him, but I've never seen anything else...". Krauss also was found guilty of violating ASU sexual harassment policies in 2018 and retired after.
Scott Borgerson, multi-millionaire CEO, who was a longtime friend of Ghislaine Maxwell and in whose mansion she was allegedly hiding at one point.
--------------------------------
Other close associates: people who are connected to Epstein/Maxwell and who probably knew/suspected about the sex trafficking network
--------------------------------
Hassanal Bolkiah, Sultan and prime minister of Brunei and one of the wealthiest billionaires in the world who met Epstein and Bill Clinton in 2002 when they traveled to Brunei in Epstein's private jet. In 1997, the Sultan was sued by a former Miss USA who said she was held as a sex slave, drugged, and molested by Brunei’s royal family. The lawsuit was dropped after the Sultan and his brother claimed diplomatic immunity. The Sultan and his brother are infamous for their sex parties and their harems composed mainly of underage girls.
Donald Trump, who was a known friend and associate of Epstein. Numerous photos and videos show Trump and Epstein together at parties, especially at Mar-a-Lago. Mar-a-Lago appears to have been a key location from where Maxwell recruited some of the girls, Virginia Roberts being one of them. Virginia Roberts mentions "I didn’t physically see him [Trump] have sex with any of the girls" and “Donald Trump never flirted with me”, however Trump's close relation with Epstein and some of his statements ("Epstein likes beautiful women as much as I do, and many of them are on the younger side") seem to indicate that Trump, at the very least, was aware of / suspected Epstein's trafficking operation.
Bill Clinton, who was a close friend of Epstein and who flew at least 26 times with Epstein on his private jet. Virginia Roberts claimed to have seen Clinton on the island but said "he never behaved inappropriately", however his close relationship with Epstein and the fact that he has been to Epstein's private island and jet seems to indicate that Bill Clinton, at the very least, was aware of / suspected Epstein's trafficking operation.
Kevin Spacey, prominent American actors who flew with Bill Clinton, Ghislaine Maxwell, and Chris Tucker on Epstein's private jet "Lolita Express" to Africa in 2002 (and, according to flight logs, the Azores). Kevin Spacey is accused by multiple people of sexual assault/harassment of minors.
Charlie Rose, famous TV journalist and talk show host who corresponded with Epstein dozens of times in the 2000s. Epstein gave Rose the names and phone numbers of 5 women he thought the anchor should hire as assistants, one of whom was a former Harvey Weinstein assistant. Rose hired 3 of the women Epstein recommended, one of whom would eventually be one of 34 other women to accuse Rose of sexual harassment saying: "I was being offered up for abuse” . Rose also attended a diner headlined by Prince Andrew in Epstein's NYC mansion in 2011 after Epstein's jail release.
Ronald Burkle, US billionaire whose name is mentioned in Epstein’s black book and on Epstein’s private jet log. Burkle took trips to Africa with Bill Clinton on Epstein’s private jet "Lolita Express". According to a 2008 Vanity Fair feature about the former president, “Burkle’s usual means of transport is the custom-converted Boeing 757 that Clinton calls ‘Ron Air’ and that Burkle’s own circle of young aides privately refer to as ‘Air Fuck One.’ ”
Alexander Acosta, US attorney and former Secretary of Labor who in 2008 agreed to Epstein's controversial plea deal, whereby Epstein was to serve only 13 months in a private wing of the county jail, permitted to leave for 12 hours a day as 'work release'; in addition the deal granted immunity to any potential co-conspirators. The plea deal shut down the ongoing FBI investigation into more potential victims and the powerful people part of Epstein's network.
-------------------------------
I will make three additional points:
1) Keep in mind that the number of pedophiles that victims were able to identify is small (the identified ones were most probably the ones who were introduced to the victims, like Prince Andrew). In fact, Virginia Roberts stated there were much more people, but she couldn't identify them. How many world leaders, politicians, CEOs, business executives, etc. would you be able to identify? Probably a very tiny portion. Underage girls especially.
2) Epstein's blackmail operation probably went beyond a pedophile blackmail ring, he had potentially damaging information on non-pedophile prominent figures regarding their own illegal sexual activity (or socially unacceptable / damaging / taboo sexual activity like soliciting prostitution) and drug use. The NYT reporter who was invited by Epstein for an interview in 2018 mentions this in his article:
He also claimed to know a great deal about these [rich, famous, and powerful] people, some of it potentially damaging or embarrassing, including details about their supposed sexual proclivities and recreational drug use.
He said people in Silicon Valley had a reputation for being geeky workaholics, but that was far from the truth: They were hedonistic and regular users of recreational drugs. He said he’d witnessed prominent tech figures taking drugs and arranging for sex (Mr. Epstein stressed that he never drank or used drugs of any kind).
3) Epstein and Maxwell have dined with / socialized with / photographed with / had a business relationship with various other famous figures like Woody Allen, Mike Bloomberg, Bill Gates, Elon Musk, Mark Zuckerberg, Stephen Hawking, Murray Gell-Mann, Frank Wilczek, Reid Hoffman, etc. Epstein would often invite these prominent elites to lure in even more rich famous powerful people to his social circle. It is hard to know whether they were clients of Epstein's pedophile operation, whether they knew of Epstein's operation, or whether they were totally oblivious. Many of them are one-time visitors to Epstein's island or attended a business diner with Epstein/Maxwell, or socialized at an event with Epstein/Maxwell, so I have not included them in the list of close associates. I personally think that people who visited Epstein multiple times at the very least suspected Epstein's sex trafficking operation (Epstein's accuser mentioned: "you could not spend time around Epstein and not know what was going on" because Epstein would have underage girls around him all the time; Epstein allegedly had a physical urge to rape 3 times a day at least). Even one-time visitors probably suspected something was wrong. For example, Heidi Klum, Naomi Campbell, Al Gore and his wife Tipper were seen on Epstein's island and were introduced to some of the underage girls. I'm not sure how these underage girls were introduced, but such a thing should be an instant red flag for anyone. Probably these rich famous people didn't care much or dismissed it because all the other rich famous people in the event would not raise the issue, an obvious instance of groupthink.
submitted by Nitisishya to Epstein [link] [comments]


2020.07.10 01:00 TopOfTheBot Top Posts and Comments of the Day

Top of the Day for 10/07/2020

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Most Upvoted Posts of the Day

First Place
\"Don't mind me guys, keep going\"
posted by George2110 on /memes
Click here to view the post. ● 133,800 Upvotes ● Posted: 09/07/2020 at 14:20:08 UTC
Second Place
At night you can see the moon, during the day you get to see moon moon.
posted by Fresh_Front on /aww
Click here to view the post. ● 122,162 Upvotes ● Posted: 09/07/2020 at 13:07:14 UTC
Third Place
Kansas City Beatdown
posted by Germanic_Youth on /PublicFreakout
Click here to view the post. ● 107,256 Upvotes ● Posted: 09/07/2020 at 00:39:49 UTC
Fourth Place
What 90's gaming actually looked like
posted by seenthezoo on /gaming
Click here to view the post. ● 104,607 Upvotes ● Posted: 09/07/2020 at 02:54:48 UTC
Fifth Place
Beautiful grey wolf becomes a good boy when visited by woman who helped raise his pack
posted by asdfpartyy on /aww
Click here to view the post. ● 104,159 Upvotes ● Posted: 09/07/2020 at 09:47:01 UTC

Most Downvoted Posts of the Day

This section is currently being worked on.

Most Upvoted Comments of the Day

IMPORTANT NOTE: This section may be not be accurate as it is under development. Currently this only gets the most upvoted top-level comments from the most upvoted posts today.
First Place
Love the tap on the shoulder before the blow to face.
posted by Turd-Stink on /PublicFreakout
Click here to view the post. ● 12,978 Upvotes ● Posted: 09/07/2020 at 01:20:16 UTC
Second Place
Dude was recognized from the past, my boss says he got caught trying to boost stuff in the past. My boss was bird-dogging him and noticed some stuff he was carrying he was suddenly not carrying. We ask him where he put it and he tells us he left it in another part of the store. Boss says alright get out of here I remember you, dude freaks out saying fuck us. Then he pulls out a box cutter knife and starts waving it around so our clerk called the law. Dude storms out, walks back in and says I didn't steal shit and pulls his pants down and shows us his wiener and balloon knot. A guy outside said he noticed the guy flash everyone and saw the knife so he laid him out. Hit him one time and the dude took off. Police got moderately involved but I hope that guy learns from this and doesn't pull his pants down in front of a bunch of people again.
posted by Germanic_Youth on /PublicFreakout
Click here to view the post. ● 12,092 Upvotes ● Posted: 09/07/2020 at 01:02:01 UTC
Third Place
I love how he turns over and lets her run his belly like a puppy dog. That wolf must have mad respect for this woman. I'd love to know the story of how she helped raise his pack..
posted by thefaith1029 on /aww
Click here to view the post. ● 9,446 Upvotes ● Posted: 09/07/2020 at 10:35:47 UTC
Fourth Place
\"Moon Moon, where are you?\" ` \"Roof!\"`
posted by TooShiftyForYou on /aww
Click here to view the post. ● 8,644 Upvotes ● Posted: 09/07/2020 at 14:31:40 UTC
Fifth Place
Reminds me of this other video of the dude coming home from work and freaking out cause he saw his husky chilling on the roof
posted by temporarycows on /aww
Click here to view the post. ● 6,368 Upvotes ● Posted: 09/07/2020 at 14:21:43 UTC

Most Downvoted Comments of the Day

This section is currently being worked on.

Most Gilded Posts of the Day

IMPORTANT NOTE: This section may be not be accurate as it is under development.
First Place
It’s the little things
posted by bella3774 on /MadeMeSmile
Click here to view the post. ● 129,481 Upvotes ● 3 reward(s). ● 1 silver reward(s), 1 gold reward(s) and 1 platinum reward(s) ● Posted: 09/07/2020 at 15:06:34 UTC
Second Place
Karen calls police on man sitting in his car outside his own house
posted by tefunka on /PublicFreakout
Click here to view the post. ● 66,508 Upvotes ● 3 reward(s). ● 1 silver reward(s), 1 gold reward(s) and 1 platinum reward(s) ● Posted: 09/07/2020 at 13:19:10 UTC
Third Place
🐱 kittens!
posted by Fishbowl007 on /AnimalsOnReddit
Click here to view the post. ● 1,261 Upvotes ● 3 reward(s). ● 1 silver reward(s), 1 gold reward(s) and 1 platinum reward(s) ● Posted: 09/07/2020 at 21:43:40 UTC
Fourth Place
We don't need Harvest going core, we need improvements and consolidation of existing crafting options.
posted by Enartloc on /pathofexile
Click here to view the post. ● 3,185 Upvotes ● 2 reward(s). ● 1 silver reward(s), 1 gold reward(s) and 0 platinum reward(s) ● Posted: 09/07/2020 at 13:00:56 UTC
Fifth Place
5 day old foster kittens!
posted by sazzajelly on /AnimalsOnReddit
Click here to view the post. ● 1,344 Upvotes ● 2 reward(s). ● 0 silver reward(s), 1 gold reward(s) and 1 platinum reward(s) ● Posted: 09/07/2020 at 22:07:44 UTC

Most Gilded Comments of the Day

IMPORTANT NOTE: This section may be not be accurate as it is under development.
First Place
During this lockdown I have been tasked with raising my nephews in the absence of my bil and sister as they are both doctors and we are following strict guidelines to remain separate. `My eldest nephew had been bullying his younger brother and some kids over the internet. He was generally being a dick. I immediately realised that he was a bully but also hurting but I didn’t give him any excuses for his bad behaviour. I made sure to be vocal and reprimand him every time he was crossing the line or being even vaguely inappropriate towards his brother. We started to have regular conversations on where his sour attitude was coming from and at first it just seemed like he was born to be an asshole but I persisted. ` After awhile he opened up to me and he started to feel like he was being heard and was then able to explain to me that he felt like he was a disappointment to our family as we are all fairly academic and successful in our professional lives and he was worried since he isn’t so academically inclined. He was also insecure about his sexuality (because his voice was still child like and not like his friends/little brother, so he thought that made him gay) and was therefore being overly aggressive and macho. He felt like he was the ugly, dumb older brother who could never do right compared to his younger brother, he also felt insecure about his lack of hair growth both facially and down below. I can honestly say that in the past few months he has been with me he has drastically changed because I took the time to listen and give him all the love I had for him. I apologised for not making him feel more loved/not showing him how much I loved him and how important he was to me and his parents. `We had a family zoom chat with his parents and discussed all his frustrations and upsets with his parents,siblings and even me. We all agreed to praise him more and to view his achievements with enthusiasm and pride it deserved. We assured him that he will never ever be compared to anyone else again. ` Honestly in a few months he went from being this annoying always bad ass kid to the kid I always knew he was deep down. He now is helpful, kind and very fun to be around. He has stopped bullying his brother, they not only get along but have started to be like friends and we issued letters of apologies to the kids he was bullying(initially he wanted to text them but I persuaded him to reconsider),all the kids were gracious enough to accept his apologies. ` Sometimes kids need to be reminded loudly and often how loved and wanted they are.`
posted by dat_woman_over_there on /AskReddit
Click here to view the post. ● 3,084 Upvotes ● 2 reward(s). ● 1 silver reward(s), 1 gold reward(s) and 0 platinum reward(s) ● Posted: 09/07/2020 at 21:09:16 UTC
Second Place
Did she ever ask you while you were doing it: ` Remember when I could fit all of you inside me?`
posted by CraptainAmerica on /IAmA
Click here to view the post. ● 6,285 Upvotes ● 2 reward(s). ● 1 silver reward(s), 0 gold reward(s) and 1 platinum reward(s) ● Posted: 22/12/2011 at 17:18:17 UTC
Third Place
Trump was over a billion in debt and the Russians [bailed him out.](https://foreignpolicy.com/2018/12/21/how-russian-money-helped-save-trumps-business/) `► Trump was first compromised by the Russians in the 80s. In 1984, the Russian Mafia began to use[ Trump real estate to launder money.](https://www.washingtonpost.com/outlook/is-there-a-case-for-trump-putin-collaboration-years-before-the-campaign/2018/08/16/00578f1e-9440-11e8-80e1-00e80e1fdf43_story.html) In 1987, the Soviet ambassador to the United Nations, Yuri Dubinin, arranged for Trump and his then-wife, Ivana, to enjoy an all-expense-paid trip to Moscow to consider possible business prospects. Only seven weeks after his trip, Trump ran full-page ads in the Boston Globe, the NYT and WaPO calling for, in effect, the dismantling of the postwar Western foreign policy alliance. The whole Trump/Russian connection started out as laundering money for the Russian mob through Trump's real estate, but evolved into something far bigger.` ► In 1984, David Bogatin — a convicted Russian mobster and close ally of Semion Mogilevich, a major Russian mob boss — met with Trump in Trump Tower right after it opened. Bogatin bought five condos from Trump at that meeting. Those condos were later seized by the government, which claimed they were used to launder money for the Russian mob. ([NY Times](https://www.nytimes.com/1992/04/30/nyregion/entrepreneur-who-left-us-is-back-awaiting-sentence.html), Apr 30, 1992) `► Felix Sater is a Russian-born former mobster, and former managing director of NY real estate conglomerate Bayrock Group LLC located on the 24th floor of Trump Tower. He is a convict who became a govt cooperator for the FBI and other agencies. He grew up with Michael Cohen--Trump's former \"fixer\" attorney. Cohen's family owned El Caribe, which was a mob hangout for the Russian Mafia in Brooklyn. Cohen had ties to Ukrainian oligarchs through his in-laws and his brother's in-laws. Felix Sater's father had ties to the Russian mob. This goes back more than 30 years.` ► Trump was $4 billion in debt after his Atlantic City casinos went bankrupt. No U.S. bank would touch him. Then foreign money began flowing in through Bayrock (mentioned above). Bayrock was run by two investors: Tevfik Arif, a Kazakhstan-born former Soviet official who drew on bottomless sources of money from the former Soviet republic; and Felix Sater, a Russian-born businessman who had pleaded guilty in the 1990s to a huge stock-fraud scheme involving the Russian mafia. Bayrock partnered with Trump in 2005 and poured money into the Trump organization under the legal guise of licensing his name and property management. `► In July 2008, the height of the housing bust, Trump sold a mansion in Palm Beach for $95 million to Dmitry Rybolovlev, a Russian oligarch. Trump had purchased it four years earlier for $41.35 million. The sale price was nearly $54 million more than Trump had paid for the property. Again, this was the height of the recession when all other property had plummeted in value.` ► Semion Mogilevich was the brains behind the Russian Mafia. Mogilevich operatives have been using Trump real estate for decades to launder money. That means Russian Mafia operatives have been part of his fortune for years. Many of them owned condos in Trump Towers and other properties. They were running operations out of Trump's crown jewel. `► From Craig Unger's AMA: \"Early on, a source told me that all this was tied to Semion Mogilevich, the powerful Russian mobster. I had never even heard of him, but I immediately went to a database that listed the owners of all properties in NY state and looked up all the Trump properties. Every time I found a Russian sounding name, I would Google, and add Mogilevich. When you do investigative reporting, you anticipate drilling a number of dry holes, but almost everyone I googled turned out to be a Russian mobster. Again and again. If you know New York you don't expect Trump Tower to be a high crime neighborhood, but there were far too many Russian mobsters in Trump properties for it to be a coincidence.\"` ► So many Russians bought Trump apartments at his developments in Florida that the area became known as Little Moscow. The developers of two of his hotels were Russians with significant links to the Russian mob. The late leader of that mob in the United States, Vyacheslav Kirillovich Ivankov, was [living at Trump Tower](https://newrepublic.com/article/143586/trumps-russian-laundromat-trump-tower-luxury-high-rises-dirty-money-international-crime-syndicate) `► According to a Bloomberg investigation (3/16/2017) into Trump World Tower, “a third of units sold on floors 76 through 83 by 2004 involved people or limited liability companies connected to Russia and neighboring states.”` ► In 2013, Federal agents busted an “ultraexclusive, high-stakes, illegal poker ring” run by Russian gangsters out of Trump Tower. They operated card games, illegal gambling websites, and a global sports book and laundered more than $100 million. A condo directly below one owned by Trump reportedly served as HQ for a “sophisticated money-laundering scheme” connected to Semion Mogilevich. `► The Russia Mafia is part and parcel of Russian intelligence. Russia is a mafia state. that is not a metaphor. Putin is head of the Mafia. So the fact that they have been operating out of the home of the president of the United States is deeply disturbing.` ► Rudy Giuliani famously prosecuted the Italian mob while he was a federal prosecutor, yet the Russian mob was allowed to thrive. Now he's deeply entwined in the business of Trump and Russian oligarchs. Giuiani appointed Semyon Kislin to the NYC Economic Development Council in 1990, and the FBI described Kislin as having ties tot he Russian mob. Of course, it made good political sense for Giuliani to get headlines for smashing the Italian mob. `► A lot of Republicans in Washington are implicated. Boatloads of Russian money went to the GOP--often in legal ways. The NRA got as much as $70M from Russia, then funneled it to the GOP. The Republican Senatorial Campaign Committee lead by McConnel got millions from Leonard Blavatnik. In the 90s, the Russians began sending money to top GOP leaders, like Speaker of the House Tom Delay. Unger's book alleges that most of the GOP leadership has been compromised by RU money.` ► At the Cityscape USA’s Bridging US and the Emerging Real Estate Markets Conference held in Manhattan, on September 9, 10, and 11, 2008, Trump Jr. was frank about the tide of Russian money supporting the family business, saying \"...And in terms of high-end product influx into the US, Russians make up a pretty disproportionate cross-section of a lot of our assets.\" `► Eric Trump told golf reporter James Dodson in 2014 that the Trump Organization was able to expand during the financial crisis because “We don’t rely on American banks. We have all the funding we need out of Russia.”` ► Russian oligarchs [co-signed Trump’s Deutsche bank loans.](https://www.washingtonexaminer.com/news/lawrence-odonnell-source-says-russian-oligarchs-co-signed-trumps-deutsche-bank-loans) `Trump now gleefully takes cues from Putin:` ► At the end of 2018, Putin and his allies started making a strong push for a resolution that would justify their country’s 1979 invasion of Afghanistan and reverse an 1989 vote backed by Mikhail Gorbachev that condemned it. The Putinists’ goal was to pass the resolution by Feb. There is no one on this side of the Atlantic who thinks the USSR was justified in invading Afghanistan. And out of nowhere, on January 2nd, Trump came out strongly supporting Russia's 1979 invasion of Afghanistan. `► Trump went against American intelligence on North Korean missiles. He told the FBI he didn't believe their intelligence because Putin told him otherwise. \"I don't care, I believe Putin\"` ► Trump met in secret with Putin the G20 summit in November 2018, without note takers. 19 days later, he announced a withdrawal from Syria. As a note, Trump conducted FIVE completely private meetings and conferences with Putin, and has gone to great lengths to prevent literally anyone, even people in his administration, from learning what was discussed. `► Trump refused to enforce sanctions legally codified into law - and in some cases reversed standing sanctions on Russian companies.` ► He has denounced his own intelligence agencies in a press conference with Putin on election meddling - and publicly endorsed Putin's version of events. `► Trump pulled out of the INF treaty with no explanation, which allows Putin to create long-range hypersonic missiles that threaten Europe with impunity. The US already has all the weaponry that the INF would ban the development of, so this offers us literally nothing, while allowing Russia to develop powerful new weapons to challenge our allies.` ► Demanded Russia get invited back into G7 `► Pushed the CIA to [give American intelligence to the Kremlin.](https://www.justsecurity.org/71279/trump-pushed-cia-to-give-intelligence-to-kremlin-while-taking-no-action-against-russia-arming-taliban/)` ► Withdrew from the Open Skies treaty `► Received intelligence in 2019 that Russia was paying bounties for dead American soldiers, and hasn't done anything about it by the time of this writing.` ► Announced troop withdrawal from Germany (America's missile defense from Russia and forward operating base against Russian aggression) ` ► And of course, Trump continues to threaten to pull out of NATO, a move so catastrophically stupid, so inconceivably cosmically myopic, I truly can't express the profundity of the idiocy. Suffice to say, pulling out of NATO would be like the only guy in a prison yard with a shotgun just throwing it over the fence for absolutely no reason, suddenly giving the people with crude homemade shivs complete power.`
posted by Tobert420 on /Impeach_Trump
Click here to view the post. ● 1 Upvotes ● 2 reward(s). ● 0 silver reward(s), 1 gold reward(s) and 1 platinum reward(s) ● Posted: 08/07/2020 at 23:05:34 UTC
Fourth Place
The girl accusing Waffle of this shit had already admitted to cheating on her boyfriend during the convention 6 years ago, 100s of eye witnesses saw her kissing multiple guys and even giving hand jobs to every speed runner in the scene. `Her husband ditched her at the convention and she wanted pay back. Now she wants to stream again, her husband advises against it so she jumps on the MeToo train to save her Mormon life and keep her marriage intact.` Just because you do something you regret doesnt give you the right to call it rape. `She claims she was blackout drunk but somehow recalls ever detail of what happened crystal clear. **Red Flag.**` She claims she has been silenced but the real truth came out 6 years ago and was buried because multiple people refuted her claims. **Red Flag.** `She is a Mormon and married when she was just 18 years old, her husband has talked to the person she cheated with multiple times and he claimed they were in love and he shouldnt have engaged in the CONSENSUAL ACT at the time. **Red Flag.**` She expresses her desire to stream again but knows she wouldnt be accepted in the community because of her actions and what she said 6 years ago. **Red Flag.** `A girl approached her about her behavior during the event calling her a slut/whore which made her cry, the girl then left the group of super speed run nerds and was in full control of her own judgement yet our accuser was somehow voodoo tricked into hanging out with a pack of Mario Nerds. **Red Flag.**` Im sorry, all the other cases that have been made about content creators have REAL stories behind them, they have real victims and have been dealt with accordingly. **Red Flag.** `I have no horse in this race, I dont like or dislike Waffle, but I wont see someone falsely accused for something that was already buried years ago, this person obviously has mental problems and is seeking to further herself by jumping on the bandwagon.` If you dislike Waffle thats fine, but dont jump to conclusions about something that is so obviously contrived. `Edit: looks like the battle is already partly lost. These allegations have lead loaded.gg to cover their ass, Waffle has been removed from their roster.` Edit2: Thanks for silver, at least someone can sees through the bias.
posted by Plasticious on /LivestreamFail
Click here to view the post. ● 137 Upvotes ● 2 reward(s). ● 1 silver reward(s), 0 gold reward(s) and 1 platinum reward(s) ● Posted: 09/07/2020 at 17:06:15 UTC
Fifth Place
So. `I game. My husband games. We are both avid gamers - him moreso than I - and he lives and breathes his computer. When I read this post out loud and he heard the amount that your (hopefully ex) fiancé blew on his computer, he asked “Does the computer suck his dick while he games? Does he shit into the chair and it power the computer for him? Even as a hardcore computer gaming enthusiast, I would be hard pressed and have to make a considerable effort to spend even HALF of what he did. I don’t know how that’s physically possible even with top-of-the-line hardware. He either grossly overpaid, or he’s telling her that’s what was spent on the computer, but he’s lying and blew it elsewhere because of the amount of unnecessary shit that he had to buy in order to get to that number in the first place. That’s fucking insanity.”` It’s been 15 minutes and he’s still ranting about how unbelievable that amount is to spend on a computer. `If I were you, and my fiancé pulled that stunt, I would tell him to marry the computer since he’s so dedicated to it that it requires all his time and our joint wedding fund.` I’m just going to leave it at that.
posted by Lharka on /relationship_advice
Click here to view the post. ● 10,475 Upvotes ● 2 reward(s). ● 1 silver reward(s), 1 gold reward(s) and 0 platinum reward(s) ● Posted: 09/07/2020 at 12:17:37 UTC
submitted by TopOfTheBot to TopOfThe [link] [comments]


2020.07.06 17:46 Dave37 Signs of Collapse 2020 Q2

Hi /FridaysForFuture! I have been working on an ongoing project for over 4 years now nick-named “[Signs of collapse]”. We can all see how the natural world that we’re depending on is degrading at an increasing pace while the warnings of the scientific community are ignored. I think in order to reach a world that is truly sustainable and free from fossil fuels, it's imperative that everyone fully understand where we are now and which path we are on. To progress, we have to identify the problems and accept them for what they are if we wish to have any chance addressing them.
I try my best to not make this series into a rant about every little problem or mishap that’s going on. Even in a sustainable society accidents would happen and natural catastrophes would occur, seasons would vary in intensity from year to year and so on. So what I present here is my best attempt at distilling out anthropogenic anomalies.
I define a “sign of collapse” as a negative market externality that the current socioeconomic system for whatever reason hasn’t dealt with and is now ending up hurting people or the ecosystem. I try to pick studies and news that shows the occurring consequences of the current system’s failure to deal with externalities.
Urgent action is needed now and there's close to no upper limit to how radically environmentalist one can reasonably become at the present time. I hope this collection of catastrophes can serve as sharp ammunition in whatever project or strike you participate in.
Feel free to share any of the material or repost this on other suitable subreddits. If you would like to get involved in this project, don’t hesitate to chat me up.
Previous posts:

Signs of Collapse 2020 Q2

Police riots in the US
Human well-being & non-specific climate change
Economy, Politics & Industry
Biodiversity
Pests, viruses and bacterial infections
Heat waves, forest fires and tree loss
Pollution
submitted by Dave37 to FridaysForFuture [link] [comments]


2020.07.06 17:45 Dave37 Signs of Collapse 2020 Q2

Hi /LateStageCapitalism, I have for over 4 years collected studies and news articles that points to “[Signs of collapse]” of our current global market economy/society. Before I go on, let me first describe what I mean and how I use the term "sign of collapse". Because it's virtually impossible to point to definitive proof that our society is collapsing under the pressure of the market economy and since any one single event can't be justified proof, I've taken to collect a lot of indicators that we're in fact in the later stages of capitalism.
A "sign of collapse" is therefore a negative market externality that the current socioeconomic system for whatever reason hasn’t dealt with and is now ending up hurting people or the ecosystem. The idea is that when the amount, frequency and magnitude of these increases, they will start to destabilize the system.
I try my best to not make this series into a rant about every little problem or mishap that’s going on. Even in a sustainable society accidents would happen and natural catastrophes would occur, seasons would vary in intensity from year to year and so on. I try to pick studies and news that shows the occurring consequences of the current system’s failure to deal with externalities. I'm trying to avoid prognoses and instead only talk about what's happens right now, as it's easy to discard things that might not even occur.
I’m also trying to make the argument, and feel free to disagree with me and have a discussion, that “the collapse” that some people are waiting for that will apparently “wake up” people is occurring right now, and if you want to do something, you better hurry before it’s too late. And despite which path we’re on, we have to identify the problems and accept them for what they are if we wish to have any chance addressing them.
Feel free to share any of the material or repost this on other suitable subreddits. If you would like to get involved in this project, don’t hesitate to chat me up.
Previous posts:

Signs of Collapse 2020 Q2

Police riots in the US
Human well-being & non-specific climate change
Economy, Politics & Industry
Biodiversity
Pests, viruses and bacterial infections
Heat waves, forest fires and tree loss
Pollution
submitted by Dave37 to LateStageCapitalism [link] [comments]


2020.07.06 17:43 Dave37 Signs of Collapse 2020 Q2

Hi /TZM! I have been working on an ongoing project for over 4 years now nick-named “[Signs of collapse]”. I’m confident the world is getting worse, but despite which path we’re on, we have to identify the problems and accept them for what they are if we wish to have any chance addressing them.
I try my best to not make this series into a rant about every little problem or mishap that’s going on. Even in a sustainable society accidents would happen and natural catastrophes would occur, seasons would vary in intensity from year to year and so on. So what I present here is my best attempt at distilling out anthropogenic anomalies.
I define a “sign of collapse” as a negative market externality that the current socioeconomic system for whatever reason hasn’t dealt with and is now ending up hurting people or the ecosystem. I try to pick studies and news that shows the occurring consequences of the current system’s failure to deal with externalities.
I’m also trying to make the argument, and feel free to disagree with me and have a discussion, that “the collapse” that some people are waiting for that will apparently “wake up” people is occurring right now, and if you want to do something, you better hurry before it’s too late.
Feel free to share any of the material or repost this on other suitable subreddits. If you would like to get involved in this project, don’t hesitate to chat me up.
Previous posts:

Signs of Collapse 2020 Q2

Police riots in the US
Human well-being & non-specific climate change
Economy, Politics & Industry
Biodiversity
Pests, viruses and bacterial infections
Heat waves, forest fires and tree loss
Pollution
submitted by Dave37 to TZM [link] [comments]


2020.07.06 17:41 Dave37 Signs of Collapse 2020 Q2

Hi /Sustainability! I have been working on an ongoing project for over 4 years now nick-named “[Signs of collapse]”. Even if we strive for and dream of a sustainable world, a lot of things are becoming worse. And I think in order to reach a world that is truly sustainable, it's imperative that we fully understand where we are now and which path we are on. To progress, we have to identify the problems and accept them for what they are if we wish to have any chance addressing them.
I try my best to not make this series into a rant about every little problem or mishap that’s going on. Even in a sustainable society accidents would happen and natural catastrophes would occur, seasons would vary in intensity from year to year and so on. So what I present here is my best attempt at distilling out anthropogenic anomalies.
I define a “sign of collapse” as a negative market externality that the current socioeconomic system for whatever reason hasn’t dealt with and is now ending up hurting people or the ecosystem. I try to pick studies and news that shows the occurring consequences of the current system’s failure to deal with externalities.
I’m also trying to make the argument, and feel free to disagree with me and have a discussion, that urgent action is needed now and there's close to no upper limit to how radically environmentalist one can reasonably become at the present time. If you want to do something, you better hurry before it’s too late.
Feel free to share any of the material or repost this on other suitable subreddits. If you would like to get involved in this project, don’t hesitate to chat me up.
Previous posts:

Signs of Collapse 2020 Q2

Police riots in the US
Human well-being & non-specific climate change
Economy, Politics & Industry
Biodiversity
Pests, viruses and bacterial infections
Heat waves, forest fires and tree loss
Pollution
submitted by Dave37 to sustainability [link] [comments]


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